Credit Scoring 101. We will break down the five categories of a credit score and then we will break down those into sub categories so even if you know absolutely nothing about a credit score, now you will know all of the basics...that is where it starts.
CEP is not just a credit education company but we believe that is where it must start. The more you know about how a score is calculated the more likely you are to maintain that score as efficiently as possible.
Please be mindful, this is exactly what it says...the basics. It is a very short, quick and FREE educational crash course.
We are just getting started so if you have ANY questions or requests please feel free to ask. We will be adding a lot of great, very useful information, from how to be sure that there are no mistakes on your credit report and how to actually correct those very same mistakes.
You ask it and we will answer it!
Credit Enhancement Pro
Your Score. Your Life. Your Freedom. TM
Personal finance is kind of a big deal right now. Identity theft is growing. People all over the USA are declaring bankruptcy, and in general, there's alot of worried/upset people come when the credit card comes in the mail. The problem is that we’ve lost track of our finances. We’ve got a credit card with a $3,000 balance here, and a maxed out credit card there. It all adds up, quickly.
You could say that Americans are increasingly drowning in debt. As this happens, their credit score goes down the tubes, and with it, the chance of them getting affordable credit. Their credit score goes down, and the loan payments go up. For a person already struggling to make payments, this is not a good scenario.
If you’re in debt, you need a good credit score. Without a good credit score, you can’t get low interest rates. If you can’t get low interest rates, your loan premiums are going to go through the roof. At this point, things will go downhill fast.
Download this apps now!
How to know if a company is healthy or not? big or small? Profitable? With s-peek you can have all the European companies in your hand.
s-peek is a free and easy-to-use application which helps the users to understand the financial creditworthiness of every company in Europe; all the information are synchronized between the web version (http://www.s-peek.com) and the mobile version to increase the productivity of the user!
S-peek gives you the access to the information over 20 million European companies;
- discover the credit rating and the credit limit;
- check the most important financials;
- Automatic check for updates on purchased reports (notice for new ratings);
- PDF download of the company information (web);
- give your opinion on the companies according to your personal experience;
- read what the people think about the morality of each company;
- invite your friends to share the company information (web);
- share your opinion through social networks.
- integration of the credits between web and mobile application
Do you know managing cards can help you in boosting your credit scores ?
We have classified the app into two sections:
TAB I: Credit Card Information
In this section you can read
=:> Know your credit
=:> Read the fine print
=:> Ignore flattering marketing
=:> Don't overspend for sign-up bonuses
=:> Watch out for small-business credit cards
=:> Store credit cards aren't always a deal
=:> Follow best credit card practices
=:> Maximize your rewards
=:> Learn how to dig out of credit card debt
=:> Know how to handle credit card frauds
=:> Credit card debt consolidation
TAB II: Debt Eliminator
In this section you can watch videos on:
=> How to manage your credit card expense
=> How to live a debt free life
Please note: We have not inserted any kind of affiliate link or promoted any kind of products in the app to improve your users reading experience.
Yes, you will see several references of credit scores service offering sites such as: Credit suisse, credit sesame, credit karma (credit o karma), freecreditscore.com, Credit union of texas and also about credit guard or bad credit loans offering sites but with NO AFFILIATE link.
DISCLAIMER: The content provided in this app is hosted by YouTube and is available in public domain. We do not upload any movies to YouTube. This app is just an organized way to browse and view these YouTube Videos. We do not hold any responsibility for copyright Violation too.
5 Ways Poor Credit Scores Costs You Extra Money
A Crash Course On Credit Scores
Can we dispute our own official credit scores
Credit Reports and Scores Often Confuse Consumers
Credit Scores Dont Waste Your Money
Credit Scores How Are They Calculated
Do You Need To Improve Credit Scores Count
History and credit qualifications is it really that complicated
Increase Credit Score How Do Credit Scores Work
Need To Repair Credit Scores
The Effects Of Multiple Credit Inquiries On Your Scores
Think Credit Scores Do Not Apply To Young Adults
Top 3 Credit Mistakes Which Will Harm Your Credit Scores
Why Credit Scores Are So Important for Mortgage Refinancing
Your Credit Scores Again
There are so many offers for free credit scores. You see them everywhere: on TV, in magazines and just about every website you look at. Of course, each ad will try to convince you that they have the best way to check your credit score. But which one can you trust? Will it really be free? Is there a catch? These are the obvious questions. But the most important question is not so obvious. It's a question many people don't even think about asking. The question is: Which credit score are they offering?
Your credit score is based on the information in your credit report. Each item in your report is given a numerical value, and that value is either added to your score if it's a positive item, or subtracted if it's a negative item. The companies that sell credit scores (or offer them for "free") can use different formulas to determine your score. Each of the formulas may assign a different value for the same item on your report, so obviously they will come up with different scores. To make matters worse, some of the formulas that are used are based on different scales. That means a score of 740 from one formula might be considered a good score, but 740 might only be a fair score from another.
...here is just SOME of the information you will find inside:
=> 3 top credit agencies and how to keep tabs on them.
=> 4 ways the credit bureau's look at your lending history - and how important each view is.
=> 3 ways to boost your credit score (and it's not just paying your bills).
=> 10 steps to protecting your identity from thieves who may destroy your credit on their joyride across the country.
=> 5 common credit mistakes you may commit if you don't know about them in advance.
=> How not having any debts may actually hurt your credit score.
=> How to dispute bad marks on your credit report.
=> The truth about "free credit reports" online.
=> 3 ways to start building up trust after a major credit disaster.
=> When to consider declaring bankruptcy.
=> 6 common scams some credit repair companies try and pull.
=> How to automatically cut down on your spending without beating yourself up.
=> 7 most common reasons why credit scores are lowered.
=> When refinancing is the best option.
=> What you should always know before talking to a lender.
=> How you can take advantage of being a student while trying to repair your credit.
And there's MUCH more...
It's Not Too Late To Build A Credit Rating You Can Be Proud Of!
Grab your FREE copy TODAY!
We would like to hear any suggestions from you. You can mail to firstname.lastname@example.org
Ingredients of this app are:
+You can improve credit score for free.
+Using this app you will improve Credit Scores.
+Use this app to improve credit of your credit score.
+Improve credit score easily by the help of this app.
+You can have a report of your credit score with the help of this app.
Grab It Now for FREE!!
✔ Who Else Wants To Boost Their Credit Score — to Repair Financial Damage Constantly Hanging Over Your Head?
Does this Scenario Sound Familiar to You?
✔ They’re smiling but they don’t trust you.
✔ A polite nod here, a chuckle there. Meanwhile they’re anxiously waiting for your credit report. You now your credit score is hurting your chances of getting the loan — that’s why you had to admit to some small financial mistakes in the past.
✔ As you leave the office with that sick feeling telling you you’ve already lost, they state the inevitable, “We’ll let you know.”
Less than perfect credit is not a permanent situation. If you’ve made financial mistakes in the past (and who hasn’t?) it’s not too late to start repairing your credit today. When you know the little tips and tricks you can use to convince the credit bureau’s you’re trustworthy. .. you can leave the loan officer’s chair confident that the deal will have a happy ending. It’s all about knowing how to play the credit game. And you can play the game like a master with…
✔ “Credit Score Confidential — Secrets Revealed to Improve Your Credit Rating and Boost Your Credit Score!”
✔ It’s Not Too Late To Build A Credit Rating You Can Be Proud Of!
Table of Contents
---- INCLUDED IN THIS FREE BOOK ARE: ----
The Best Ways to Boost Your Credit Score
Keeping Your Credit Score Safe
Avoid Common Credit Score Mistakes
Dealing With Your Credit Report to Deal With
---- WHY UPGRADE. BECAUSE YOU GET ACCESS TO ALL THIS BELOW FOR 1 SUPER LOW PRICE ----
Dealing With a Credit Score after a Big Problem
Dealing With Professional Credit Help
General Good Financial Habits Build Good Credit Scores
Think Like a Lender
Develop an Organized Strategy to Repair Your Credit score
Loans and Your Credit Score
Make Credit Repair Easier on Yourself
Student Credit Repair
Dealing With Debt
Credit Repair and Your Emotions
Parting Credit Tips
✰✰✰ So why not grab your copy for FREE Today! ✰✰✰
Grab it for FREE Today!!!
Tags: credit check, credit report, credit score history, credit rating
How can a simple number determine whether you can buy a house or car? If you've read How Credit Reports Work, you know that your credit report contains a history of how you've paid your bills, how much open credit you have, and anything else that would affect your creditworthiness. Your credit score boils down all of that information to a three-digit number. Using the credit score, lenders can predict with some accuracy how likely the borrower is to repay a loan and make payments on time. It's how electronics and department stores can offer instant credit.
This incredibly important number, which affects how much you pay for credit, insurance and other life necessities, used to be hidden from consumers. Until recently, only lenders and other businesses that used the score could access it. Fair Isaac and Company, which developed the score, felt that the score would only confuse consumers since there was nothing to tell them what it meant or what lenders were looking for.
In 2001, however, all of this changed due to pressure from the U.S. Congress and industry and consumer groups. Now you can view your credit score -- for a fee -- from credit reporting agencies and redit monitoring services.