XCredit

3.9
50.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

**The Loan App XCredit offer:
1. Loan Amount: ₦5,000 ~ ₦500,000
2. Loan Term: the shortest tenor is 91 days, the longest is 180 days
3. Interest rate: 12%-24% APR
4. Service Fee: 0%
5. Loan request: Need to be at least 18 years old or above

**Example: If the loan amount is ₦5,000, the loan term is 180days, and the Interest rate is 12%, the total Interest should be ₦5,000 * 12% = ₦600.
The total amount due would be ₦5,000+₦5,000 * 12% = ₦5600.

To apply for a loan, you just need to follow several steps:
* Create your account
* Apply a loan
* Receive your loan straight into your bank account
* Build your loan limit every time you repay a loan

Your loan is sent to you right through your bank account:
Nigeria: Any bank account

KEY XCREDIT FEATURES: SAFE & RELIABLE LOAN IN NIGERIA

Privacy and Permissions: XCredit makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US
Facebook page: https://www.facebook.com/XcreditNG/
Email:help@xcredit.cc
Address:2ND FLOOR WING A, SOUTH ATLANTIC PETROLEUM
(SAPETRO) TOWERS 1, ADEOLA ODEKU STREET, VICTORIA ISLAND LAGOS.(Lagos, LAGOS)
Updated on
Mar 6, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted
3.9
50.7K reviews
Naomi Ibharebhor
March 5, 2022
I have been using this app for some time now. All of a sudden I can't take loans. It keeps loading and stops. Also all their helplines are always switched off and they don't respond to mails. This is very unfair for a person who's built up credit with you guys
31 people found this review helpful
Lade Joel
March 4, 2022
Xcredit is a sure app which pays without any delay, under 5minutes you apply for a loan, they disbursed to your account. However, if the interest rate can still be look into, it will enhance more people. Thanks to you guys.
6 people found this review helpful
Samuel Odunlami
February 27, 2022
My loan was due and unfortunately I had issues with my card. Unfortunately, on the app there wasn't any alternate payment method. I was able contact one of their rep who had sent me a reminder. The agent managed to send me an alternate payment option. I made the payment immediately and the app updated my status. 5 hours later I was sent this It's obvious you want embarrassment and I do not care if it's your due date, half of your contacts will receive our message/Calls if payment is not received
209 people found this review helpful