Xend Finance -

4.7
1.98K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Backed by Binance and Google Launchpad, Xend Finance is a global crypto bank offering up to 15% interest, with an open Web3 infrastructure for developers.

Members can earn multiple levels of interest on their savings by seamlessly exchanging their local currency or cryptocurrency for stable cryptocurrencies and staking on the Xend Finance platform.


Send, receive, withdraw, and save digital currency anytime, anywhere with Xend Finance’s award-winning technology and Mobile App, the first Blockchain Crypto Bank of Africa.


Just sign-up using your email and password. That's it!

With this App, you can also Buy Digital Currency through your local currency – the only Digital Currency Bank you will ever need for all your savings – fixed savings or flexible.

Xend Finance App offers savings plans with up to 15% APY (Annual Percentage Yield).

What makes Xend Finance better than existing mobile apps and products?

- It is a Custom savings DeFi Wallet on a Layer-2 Protocol
- Backed by Binance and Google Launchpad, amongst others
- Xend’s Cross-Chain High Yield Aggregator automatically scans and ensures the highest yields across multiple chains
- Save on-the-go in Stable Currencies
- Earn the Highest Yields on your Digital/Crypto Assets
- Flexible & Fixed Savings Plan, custom to your needs
- Earn $XEND as rewards
- Save in $BUSD, $USDT, $USDC and more assets coming soon
- Low Gas Fees
- Refer and Earn unlimited, when your friends make deposits
- Referral Rewards: $2 per referral
- Deposit Your Digital Assets
- Withdraw anytime to any DeFi Wallet or Crypto Exchange or App
- Lock your funds for more returns or use Flexi savings to withdraw anytime
- Secure Funds
- Audited multiple times with Industry-leading auditing firms
- Decentralized insurance to protect assets and investments.

Hedge against local currency devaluation and inflation to make your future self proud of your present. With Xend Finance, DeFi is easy!

If you need support or want to follow our updates, we are available on the following socials:

Follow us on Telegram — https://t.me/xendFinance
Follow us on Discord — https://discord.io/xendfinance
Follow us on Reddit — https://www.reddit.com/r/XendFinance/
Follow us on Medium — https://medium.com/xendfinance
Follow us on Telegram Ann — https://t.me/XendAnnouncements

You can also contact us at hello@xend.finance

About Xend Finance

Xend Finance is a global crypto bank offering up to 15% interest, with an open Web3 infrastructure for developers. Members can earn multiple levels of interest on their savings by seamlessly exchanging their crypto or fiat currency to stable cryptocurrencies and staking on the Xend Finance platform. The company’s Cross-Chain High Yield Aggregator is the first product in the industry that automatically scans and ensures the highest yields across multiple chains.

The international team consists of professionals with backgrounds in mathematics, finance, cryptography, and blockchain development, working for KPMG, Chevron, Huobi, and Stanbic Bank. Xend Finance is backed by Binance, Google Launchpad, NGC Ventures, Hashkey, and AU21 Capital, amongst others, and is headquartered in Enugu, Nigeria.
Updated on
Jun 27, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Contacts and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
1.96K reviews
Victor Okenwa
May 29, 2025
This app is great and revolutionary. it's not like other crypto exchange it's more like a bank where I get what I need, I like how it's easy to use and understand but the makers should work on making the design more beautiful, increase response time and I shouldn't have to turn on my location everytime I want to log into the app.
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NDIFREKE NTUK
June 8, 2025
I regret ever downloading this app, and depositing my money in there, first off, it's easier for a cow to pass through the eye of a needle than passing a kyc verification on xend finance, their app is buggy, zero customer care service presence, avoid like a plague if you don't like stress
2 people found this review helpful
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Ebenezer Emmanuel
June 10, 2025
Is actually a great product and a way to of scammers in some exchanges. however I will like to see a direct transaction between bank and Xend finance app instead of sending USDT to the app before converting to cNGN .
2 people found this review helpful
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App support

About the developer
XEND TECH LIMITED
hello@xend.africa
Suite D7, Bethel Plaza 36 Garden Avenue, G.R.A Enugu 400261 Enugu Nigeria
+234 813 505 7971