XTB Online Investing

XTB S.A.

About this app

About XTB
XTB is a global financial institution trusted by over 2 million clients. We provide access to a wide range of investment options including stocks, ETFs,CFD trading on currencies, commodities, indices, and more. Our platform also includes Investment Plans, interest on uninvested funds and ISA. All of this is available in one easy-to-use app — a single, powerful ecosystem where your money works.

Buy stocks and ETFs commission-free
The XTB app gives you access to over 4500 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Choose from thousands of CFDs
Trade CFDs based on currency pairs (Forex), commodities, indices, stocks, and ETFs.

Make the most of our savings solutions
Investment Plans
At XTB, you can create a personalised Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, or a new house.
Interest on free funds
You can profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest.

Flexible Stocks & Shares ISA
An ISA is a tax-efficient savings and investment account that allows you to earn interest or returns without paying tax on them.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard. Easily transfer funds between sub-accounts within XTB or withdraw to your personal bank account - all safely and securely.

24h/5 support
Our customer service team offers support in 18 languages and is available 24/5 hours a day, via email, chat or phone.

Free demo account
Open a free demo account in seconds and explore your investment ideas with zero risk. Experience real market conditions without using your own capital. When you’re ready, open a real XTB account for free and start putting your money to work for real.

Trainings and webinars
Explore our extensive video library and gain access to hundreds of hours of educational webinars. Learn at your own pace with clear, structured content .

Market news and analysis
Get breaking news and read professional market analysis from our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities using over 35 indicators, different chart types, advanced technical analysis, and other features in the app.

Additional investing tools
Stay ahead with our suite of investing tools: track key macroeconomic events with the Economic Calendar, manage risk and plan using the Investor’s Calculator, set real-time Price Alerts to catch market moves and explore global Market Sentiment to make more informed decisions.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP).
**CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
72% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Your capital is at risk. The value of your investments may go up or down.Tax treatment depends on your individual circumstances and ISA regulations which may change.T&Cs apply.

Ratings and reviews

I signed up for a free stock promotion, they emailed confirming the promotion was applied to the account. They took three days to verify my account before I could deposit funds. By the time I could credit the account to get the free stock, they'd run out 😅. So a complete waste of time. The app is very awkward to use and feels so much harder work than trading212, invest engine or interactive investor. TLDR bad on all fronts. Won't use again.

Good app, easy to use and quick process. One issue is the amount of money taken off - it takes off a commission for every time you buy stocks which isn't a big problem but then it takes off some money from your dividends too as well as when you close a position it takes some off your profit. Would be great if we could get our dividends in full rather than only part of it

I had to install the app as you cannot complete the verification process online. I could do this fine for other brokers. Functionality is more or less the same, which is good. From my pov, the graphics don't work as they should. If I select D1, I want the graphic for a day, not for multiple months... Finding and filtering ETFs is not that easy. Used an external service for this. Also many instruments don't show market depth. If I want to put a stop order, I cannot see where the market sits ATM.