YNAB (You Need A Budget)

In-app purchases
10.5K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Your money doesn’t have to be messy. Get a handle on your personal finances by budgeting with YNAB—a proven method and budgeting app that gives you real results. On average, new budgeters save $600 in their first two months and more than $6,000 their first year.

Pay off more debt, grow your savings, and reach your goals faster. See a complete view of your personal finances. Gain total control of your money with YNAB. Try it free for 34 days.

Bank Sync
Securely link your accounts and see your complete financial picture in one place.
Real-Time Expense Tracking
View changes to your budget in real time across devices, making it simple to share finances with a partner.
Loan Calculator
Find more money and motivation for your debt payoff with our loan planner tool. We’ll calculate the interest and time saved for every extra dollar put toward debt.
Goal Tracking
Turn your financial goals into reality with our powerful goal-setting features. Create categories for your financial goals and big purchases, and see your growing progress at a glance.
Spending & Net Worth Reports
Visualize your spending and progress with budget reports. See your average grocery spending (down to the cent) and your growing net worth in full technicolor glory.
No Ads
We don’t (and won’t) sell your data. We don’t pitch you recommended products in-app. When you open your budget app, it’s just that—your budget.
Award-Winning Customer Support
Ask our extremely friendly, incredibly helpful support team your budgeting questions anytime via email or live chat.

Feel Better About Your Money
Tired of timing bills to pay day? Frustrated that you make OK money, but have nothing to show for it?
The YNAB budgeting app and its simple four-rule method will help you demolish your debt, save piles of cash, spend without guilt, and reach your financial goals faster.

Free for 34 Days
Monthly or Annual Subscriptions Available.

Terms of Use
Privacy Policy
Updated on
Jun 24, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted
10.5K reviews
Hunter Pratt
June 30, 2022
This is a great app but for $100 a year? That's outrageous. Everything in the app is really smooth and well designed and user friendly, but many people that are in the demographic of needing a strict budget are unable to pay this amount or if they are willing it is a huge expense. I can accept paying for this service but paying $100 a year is completely overpriced. This app should cost a one-time payment of $60 or $5/month at most. Then I would consider using it after the free trile period.
20 people found this review helpful
Did you find this helpful?
Roslind Moore
July 2, 2022
BEST. APP. EVERRR!!!! YNAB is hands down the best budgeting software I've ever worked with. Dealing with finances stresses me out. YNAB makes it so easy to budget; I actually look forward to keeping my budget updated! They have plenty of room for notes on transactions and categories, helpful category suggestions already set up; you can add tons of your own categories. You can run reports, set goals. They have a massive video library, live seminars, best customer support I've ever experienced.
Did you find this helpful?
Nate Cress
July 2, 2022
YNAB is the BEST budgeting software, and this mobile app is part of the reason I say that! There is a learning curve because you budget only the money you have, but once you start working the system, you'll see why that's better than forecasting a "budget" that never really matches reality. This tool keeps you aware of what you can really do down to the exact dollar that is in your bank account. Area for improvement: Reports to match those on the web app!!!
Did you find this helpful?

What's new

Knock, knock – housekeeping! Today’s update is chock full of code clean-up & tweaks to ongoing experiments.