Love the app/software, NOT the new plan! The software has helped incredibly and I enjoy using it. This is one piece of software I am happy to pay for... once! Disappointed to see the new payment design; I need to create a new budget category now. This isn't Adobe CC you know!
Super intuitive and easy to use but I agree the new subscription model kills it. Not sure it is worth being chained to this software with a subscription.
Please resolve this bug..... The app will not allow me to clear transactions that have split transfers. It gives me an error that says 'no category is selected' Please resolve and I will update my review.
Great system. Great app. As a student, I've had to learn to budget. You could say I needed a budget. Guess what? I still do! YNAB and this seamless app have made my life so much easier, on top of helping me save my money and my sanity. I don't look forward to moving on to the new YNAB (whatever that is), but I imagine it'll be for the best, despite the added cost.
Leaves you much worse off UPDATE 2016: YNAB 4 screwed previous users like me by invalidating our accounts. Unbelievable. Bye-bye YNAB! My previous review from when it worked: The lack of ability to sync with online accounts is a big problem for those who don't have hours every week to manually import transactions from several accounts, reconcile and categorize them. Yes, I need a budget, but I need a life too. And if you have a business you're SOL with YNAB. The YNAB team seems in denial about the fact people need to file taxes.
Useful I've been using this app for over a year now and have tried many others like it. We ended up with this one because of the one time payment instead of a yearly membership fee. It is useful and easy to use. The only thing we absolutely hate about it is you have to do your monthly budgeting on a desktop. If you are traveling without a computer it makes things quite difficult. Also there isn't a transfer money option which isn't that big of a deal but annoying to me. We will most likely keep this app forever.
We did some housekeeping.
Budget planner + expense tracker based on envelope budgeting. Sync 2+ devices!