Yup - VISA & Credit 0%*

4.7
101K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Start your transaction freedom with Yup!
Shop what, where, and anytime!

💪 Yup is an aggregator platform that connects customers to get access to Credit Payment provided by financial services institutions licensed by OJK.

Coming soon! Yup VISA Credit Card:
Get ready to activate and get your Yup VISA Credit Card through the Yup application. Fast, easy process, without pay slip #AsEasyAsThat
✅ Easy to Access, No Annual Fee*
(i) 0% interest for on-time installments
(ii) Higher limit as needed
(iii) No annual fee* (*T&C apply)
(iv) Can be used at all merchants with QRIS & VISA even abroad
✅ More affordable and low risk
(i) All terms & conditions are explained clearly and easy to understand
(ii) Intuitive and easy-to-use application
✅ Prizes and Benefits in Every Transaction
(i) Cashback and Loyalty Points that can be exchanged for various rewards
(ii) Special discounts & exclusive promos for users
(iii) Access to special events and premium experiences only by using this card

Yup Credit Payment:
✅ Products: Access to Credit Payment products, with a choice of installment tenors for 3 and 6 months. ✅ Interest Rate:
(i) 0% for Credit Payment products
(ii) 1.75% per month for 3 and 6 month installments.
(iii) Maximum APR 30%.
✅ There are no admin fees. Membership fees apply.
✅ Yup Credit Payment Limit: the maximum funding limit that can be obtained is IDR 100,000,000.
- For example: For funding of IDR 3,000,000 with a tenor of 3 months, an interest rate of 1.75% per month will be charged. So what must be paid per month is IDR 1,052,500, and the total payment made is IDR 3,157,500.

Why Yup?

Yup knows you want a service that:
✅ Provides convenience
- Opportunity to get Yup credit limit up to IDR100,000,000
- Free to choose installment tenor, 3 and 6 months, according to your needs.
- There are 2 payment methods that can make it easier for you to make transactions. You can use payments through the Yup application on your cellphone and also through the Yup Card.
- Without having to be afraid and forgetful, you will be calmer with notification reminders of bill payment dates.
✅ Shop anytime, anywhere
- You can shop for anything, anywhere, and anytime with the pay later option.
- Not only for offline shopping, but can also be used for online transactions through the Yup application to buy credit, data packages, electricity tokens, and game vouchers, to online payments at your favorite eCommerce.

Yup aggregator providing Credit Payment access is operated by PT Finture Tech Indonesia which is domiciled in the Indonesia Stock Exchange Building, Tower II, 15th Floor, Jl. Jend. Sudirman, Kav 52-53, Senayan, Kebayoran Baru, South Jakarta Adm. City, DKI Jakarta
If you need help, please contact our customer care service:
Call Center: +62 2130002688
WhatsApp: +62 813-8099-9689
Website:https://yupindonesia.com
Facebook: https://www.facebook.com/yupbisayup
Instagram: https://www.instagram.com/thinkyup.id/"
Updated on
Apr 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
101K reviews
Hafsah S Hajar
March 31, 2026
I really dissapointed with the debtcollector who always spamming, telling mean to customer, pressuring the customer and intimidating customer. I'm really sorry, after I finish my paylater, I'll choose to close this account 🥹
8 people found this review helpful
PT FINTURE TECH INDONESIA
April 3, 2026
Hi Kak Hafsah, Kami mohon maaf dan sangat menyayangkan sikap dari tim penagihan Partner Resmi YUP dalam proses penagihan. Hal ini akan menjadi bahan evaluasi untuk peningkatan layanan. Terkait kendala pelunasan tagihan, silakan menghubungi Customer Service YUP agar dapat segera ditindaklanjuti. Dengan senang hati kami bantu teruskan😊~Mg
LyPhi
February 9, 2026
So far my experience has been really smooth! the app is fast and the Streamlined UI making the app very comfortable to use, although the back button to exit the app doesn't work for some reason, so i just use home button. Payment is very simple and very quick! able to only use one app for most of purchases are surely handy, and the discount vouchers on top are just perfect. I hope Yup Team will be able to keep/improve the quality! and i hope I'll be chosen to apply for Yup Credit Card soon tho.
5 people found this review helpful
PT FINTURE TECH INDONESIA
February 11, 2026
Hi kak Lyphi, Senang sekali apabila YUP bisa jadi bagian untuk terus membantu kamu dalam bertransaksi. Semoga YUP terus dapat meningkatkan kualitas pelayanan agar terus dapat memberikan yang terbaik untuk seluruh pengguna YUP. Kami ucapkan sukses dan sehat selalu ya kak!😊~Jr
Edwin Lee
February 2, 2026
Rating Yup as the best paylater is highly justified because it functions as a comprehensive "credit aggregator" that offers the versatility of a traditional credit card without the rigid application process. By providing a physical VISA-linked card and QRIS compatibility, Yup transcends the limitations of typical app-based paylaters, allowing you to shop at millions of offline and online merchants globally. Its standout feature is the genuine 0% interest grace period of up to 40 days, Love it😍
2 people found this review helpful
PT FINTURE TECH INDONESIA
February 11, 2026
Hi Kak Edwin, Senang sekali apabila YUP bisa jadi bagian untuk terus membantu kamu dalam bertransaksi. Semoga YUP terus dapat meningkatkan kualitas pelayanan agar terus dapat memberikan yang terbaik untuk seluruh pengguna YUP. Kami ucapkan sukses dan sehat selalu ya kak!😊~Mg
Content rating
Everyone
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App support

About the developer
PT. FINTURE TECH INDONESIA
it@finture.id
Indonesia Stock Exchange, Tower 2 15th Floor Jl. Jend. Sudirman, Kav. 52-53 Kota Administrasi Jakarta Selatan DKI Jakarta 12190 Indonesia
+62 813-8163-0866

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