ZapMoney - Personal Loan App

Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

ZapMoney is one of the most simple, faster and affordable 🖐 Personal Loan Platform for individuals and college students where you can apply for loans up to ₹1 lakh with minimal documentation.📋

ZapMoney is a brand of Monexo Fintech Private Limited which is a RBI Licensed NBFC-P2P.

👩‍🎓College Students.
*NO Income-Proof required.
*PAN / Voter ID/ Driving license
*Aadhaar for KYC
*College ID - Mandatory
*Internet Banking

🧑‍💼Salaried Individuals
*Working with Registered entities under LLP, Pvt Ltd, Public Limited or Government employees (both State or Central).
*Minimum Net Salary of Rs. 15,000 per month
*Salary Credit in Bank Account
*Latest Pay slip
*Internet Banking
*Aadhaar for KYC

Our Offerings
💸Online personal loans from ₹1,000 to ₹1,00,000
🧮Interest rates - 18% to 36% p.a.*
⏲Tenures - 3 to 12 months
⛔No application Fees
🪙Low Disbursal fees
🔌Quick loans & easy EMIs

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

What makes ZapMoney ideal for every customer?
● Quick online loan
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10 minute registration
● Easy repayment with manageable EMIs

For example, a loan of ₹3,000 with an interest of ₹0.99/₹1000 / day (an annual interest rate (APR) of 36%) and a repayment tenure of 3 months, processing fee is ₹199 + ₹36 GST (No additional fee) with monthly EMI of ₹1,061. Disbursed amount is ₹2,765. Total interest is ₹182. Total loan repayment amount is ₹3,182

📱App Features
* Build your credit score
* Free plan and Paid plan available
* Lifetime free credit score
* Educational content on finance

How to Apply
*Download ZapMoney loan app from Google Play Store.
* Login with OTP
* Fill out basic information & upload your Payslip/ College ID / Employee ID
* Know your loan eligibility instantly
* Choose a flexible loan amount & EMI repayment plan that suits you (min loan Rs 3000 & min tenure 3 month)
* Complete ENACH and eKYC/ video KYC
* Get the loan amount in your bank account in 24 hrs on application is completed

Our Lending Partners
Monexo Fintech Private Limited

Currently Servicing Areas

South : Chennai, Bengaluru, Hyderabad, Coimbatore, Mysore
West : Mumbai, Surat, Pune
North : Chandigarh, Jaipur, Agra, Lucknow, Indore
East : Guwahati, Bhubaneshwar, Kolkata

We will be expanding to other cities soon. Thankyou for your patience.

📱WhatsApp Chat: 7806966207
📞Call Support : 04469006321
Updated on
May 28, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 3 others
This app may collect these data types
Location, Personal info and 5 others
Data isn’t encrypted
Data can’t be deleted

What's new

Bug fixes