ZapMoney is one of the most simple, faster and affordable š Personal Loan Platform for individuals and college students where you can apply for loans up to ā¹1 lakh with minimal documentation.š
ZapMoney is a brand of Monexo Fintech Private Limited which is a RBI Licensed NBFC-P2P.
ELIGIBILITY
š©āšCollege Students.
*NO Income-Proof required.
*PAN / Voter ID/ Driving license
*Aadhaar for KYC
*College ID - Mandatory
*Internet Banking
š§āš¼Salaried Individuals
*Working with Registered entities under LLP, Pvt Ltd, Public Limited or Government employees (both State or Central).
*Minimum Net Salary of Rs. 15,000 per month
*Salary Credit in Bank Account
*Latest Pay slip
*Internet Banking
*PAN
*Aadhaar for KYC
Our Offerings
šøOnline personal loans from ā¹1,000 to ā¹1,00,000
š§®Interest rates - 18% to 36% p.a.*
ā²Tenures - 3 to 12 months
āNo application Fees
šŖLow Disbursal fees
šQuick loans & easy EMIs
*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
What makes ZapMoney ideal for every customer?
ā Quick online loan
ā Low-interest rates
ā Easy application process
ā Fast loan approval
ā Digital processing & 10 minute registration
ā Easy repayment with manageable EMIs
For example, a loan of ā¹3,000 with an interest of ā¹0.99/ā¹1000 / day (an annual interest rate (APR) of 36%) and a repayment tenure of 3 months, processing fee is ā¹199 + ā¹36 GST (No additional fee) with monthly EMI of ā¹1,061. Disbursed amount is ā¹2,765. Total interest is ā¹182. Total loan repayment amount is ā¹3,182
š±App Features
* Build your credit score
* Free plan and Paid plan available
* Lifetime free credit score
* Educational content on finance
How to Apply
*Download ZapMoney loan app from Google Play Store.
* Login with OTP
* Fill out basic information & upload your Payslip/ College ID / Employee ID
* Know your loan eligibility instantly
* Choose a flexible loan amount & EMI repayment plan that suits you (min loan Rs 3000 & min tenure 3 month)
* Complete ENACH and eKYC/ video KYC
* Get the loan amount in your bank account in 24 hrs on application is completed
Our Lending Partners
Monexo Fintech Private Limited
Currently Servicing Areas
South : Chennai, Bengaluru, Hyderabad, Coimbatore, Mysore
West : Mumbai, Surat, Pune
North : Chandigarh, Jaipur, Agra, Lucknow, Indore
East : Guwahati, Bhubaneshwar, Kolkata
We will be expanding to other cities soon. Thankyou for your patience.
Queries?
š§Mail: support@zapmoney.in
š±WhatsApp Chat: 7806966207
šCall Support : 04469006321