Zenka is the most flexible personal loan platform on the market, giving Kenyans more control over their finances with its unique features. We offer a simple registration and application process, after which you will receive your loan straight to your M-Pesa account.
FIRST LOAN FOR FREE - NO REGISTRATION FEE, 0% COMMISSION, 0% INTEREST
Money on your account in just 5 minutes!
Representative example for first loan: Minimum and maximum loan term: 61 days. Maximum APR 0%. For a representative example for a loan for KSh 3,000 for 61 days APR equals 0% (calculated on 1.05.2019); total loan amount: KSh 3,000; annual interest rate 0%; total loan cost KSh 0, including: Commission KSh 0, Interest KSh 0; installment amount: 2 installments for KSh 1,500.
How does it work?
1. Download Zenka App
Visit Google Play Store. Search for Zenka Loan App and download it on your mobile.
2. Fill short application form
After downloading our app, choose how much money you need and sign up with Zenka.
3. Receive money on your M-Pesa account
Your application will be evaluated and when it is approved, you will receive money on your M-Pesa account.
4. Need additional financing?
Make use of our flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.
5. Need more time to repay?
Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14 or 30 days.
6. Repay on time and build a positive credit history
Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.
What's so special about us?
Additional amount and extensions do the job!
- Considering additional financing? Don't miss on great opportunities and top up you existing loan with just a few clicks!
- Need more time to repay? Get control over the unexpected by extending your due date. Enjoy the flexibility we offer.
- Achieve financial harmony! Realize your ideas and needs with our instant personal loans.
What do we offer?
1. Loan terms starting from 1 day,
2. Loan amounts starting from KSh 500.00,
3. Commission fee starting from 9%,
4. Top ups with just few clicks,
5. Due date extensions,
6. Limit increase with timely repayments.