31 reviews
Content rating
Rated for 3+
10K+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Instant cash loans for Zambia. Apply in minutes with BanjaFlow.
BanjaFlow is a fast and simple loan app designed for people in Zambia.

With BanjaFlow you can apply for a cash loan anytime using your mobile phone.
Our goal is to help families manage daily expenses and emergencies with quick and reliable financial support.

Why choose BanjaFlow?

• Fast loan approval
• Easy application process
• Safe and secure platform
• Flexible repayment options
• Designed for Zambia users

Loan Information

Loan amount: ZMW 100 – ZMW 5,000
Loan term: 91 – 180days
APR: 18% – 36%

Example:

If you borrow ZMW 1,000 for 120 days at 24% APR, the interest will be ZMW 80.
Total repayment amount: ZMW 1,080.

How it works

1 Download BanjaFlow
2 Register your account
3 Apply for a loan
4 Receive money to your mobile wallet

We support popular mobile money services in Zambia for residents aged 18 and older.

BanjaFlow is committed to providing transparent and responsible lending services.

Customer support
Email: banjaflowservice2026@gmail.com
Address:Ngwerere Ave,Chelstone, Lusaka, Zambia
BanjaFlow – Quick Loan & Cash Advance
Updated on
Sep 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

30 reviews
Shepherd Chikuwa viral
April 11, 2026
They don't give money and they are scammers. Imagine offering you a k100 but removing k43 fee. interstate k7....and paying back a k107 after 7 days. meaning the only money getting to you is a k57 which is worthless.
32 people found this review helpful
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Nchimunya Mfune
April 15, 2026
I'm giving it two stars because since I applied, it's just been saying loan submitted and auditing two days now. The delay is just too much what if someone has an emergency?. Please work on your time it says it takes 5 minutes to respond but it's now two days.
18 people found this review helpful
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Christine Chitenje
April 14, 2026
been trying to sign up but it's not bringing me the otp
11 people found this review helpful
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What’s new

Enhanced app stability
Content rating
Rated for 3+
Learn more

App support

About the developer
ALEXANDAR AND COMPANY
tuklyservice@gmail.com
6 289 GST Kancheepuram, Tamil Nadu 603204 India
+91 85970 98592