What is vay Smart?
vay Smart is a loan comparison platform in Vietnam. The platform offers many unsecured loan options for users who have trouble getting money. In this place, you can find the most suitable loan and your application will be replied within an hour.
Apply for a loan within 30 minutes and borrow money online quickly.
1) Download the application
2) Registration: use the phone number to register
3) Compare the information of different products and choose the loan you need
1) Vietnamese citizens between 18 and 50 years old
2)Have a job and the ability to repay debts
3)Have a bank account
Loan product details:
Loan: from VND 1,000,000 to VND 30,000,000
Loan period: 90-180 days
The minimum annual interest rate (APR) of the loan is 12%/year
The maximum annual interest rate (APR) of the loan is 24%/year
No transaction fees
If you borrow an online loan of VND 5,000,000 with a term of 120 days, the interest rate is 15% , so :
•Total interest: 246,575 VND ( ie: 5,000,000 * 15% / 365 *120 ）
•The monthly amount is : 1,311,643 VND ( ie: 5,000,000 * 15% / 365 *30 ）
• The total amount is: 5,246,575 VND ( ie: 5,000,000 * 15% / 365 *120 + 5,000,000）
Because to verify your identity and credit value, we need your permission:
• Allow location access
• Allow access to the camera
• Allow calls and phone book
• Allow access to mobile device information
We will take your privacy seriously and will protect your personal information.