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About this app

Sseoseosuba., a microloan platform based on AI alternative credit scoring.

**Sseoseosuba.** Service Guide

1. Loan Methods That Suit You

- Recommendation of loan products tailored to individual customer situations and eligibility checks

2. Nano Credit

- Process the entire process from loan application to review and contract signing via mobile

- Conveniently handle the entire process, from loan consultation and document review to loan execution, non-face-to-face!

- Product: Microloan

- Interest Rate: Minimum 12.0% per annum ~ Maximum 14.0% per annum

- Loan Term: Minimum 61 days ~ Maximum 90 days

- Additional Fees: As this is a microloan product, early repayment fees and stamp duty are not charged. Any other fees that may arise during the loan process will be clearly disclosed. - Repayment Method: Equal installments of principal and interest

- Interest Charges: Collected after every 1 month / In case of delinquency: Within the agreed interest rate + 3%P, within 15% per annum)

❋ Repayment Example:

∙ Loan Amount: 500,000 KRW

∙ Interest Rate: 1% per month, 12.0% per annum

∙ Loan Term: 90 days

∙ Repayment Method: Equal installments of principal and interest

∙ Monthly Payment Example: Approx. 171,666 KRW

This example is a calculation based on the characteristics of the loan product. There may be differences depending on the specific conditions of the actual loan product.

3. Important Notes

- Please check the terms of use through the product description, website, and terms and conditions before using the financial product.

- You have the right to receive sufficient prior explanation regarding the product; please proceed with the transaction after understanding the explanation.

- Excessive borrowing may cause a decrease in your personal credit score.

- A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions. - In case of delinquency, an obligation to repay the principal and interest may arise before the expiration of the contract period.

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