The SME|360 helps managers assess and score opportunity risk factors to mitigate risk, determine capital allocation requirements and prepare for raising finance from banks and other lending institutions.
The SME|360 helps managers understand and prepare for the stringent credit scoring and decision metrics used by lending institutions.
The SME|360 is modeled after recommendations developed by bank working groups formed to address best lending practices following the introduction of Basel II Capital Accord and the proposed Capital Requirement Directive (Basel II / CRD).
Objectives of the SME|360
To detail the main business and risk management practices that lenders generally look for when assessing and rating an SME
To provide SME with awareness of what is regarded by lenders as good corporate governance
To assist SMEs to meet the likely business information requirements of banks, private equity and investment banking institutions
Stringent credit analysis should not be considered as a compliance or regulatory imposition but as a catalyst for improving and embedding good risk management practices and business governance
Financial intermediaries and suppliers of funding can foster SME best practices GRC principles
Application of sound risk management practices enables SMEs to enhance sustainability, performance and shareholder value
Though there are no universally agreed and applied standards or similar benchmarks for SME risk management, the SME|360 provides a robust framework of GRC best practices that are industry agnostic.
The assessment framework is based primarily on materials obtained as a result of a general survey provided on a confidential and non-attributable basis by specific banks, consultants and SME representative organizations.
Design and Contents of Modules
The modules are designed as a self-reference guide. The modules are compiled around the typical information that SMEs use to manage an effective business. In turn, it should assist you to capture the required information about the rationale, capability, prospects and risks of your business, and to communicate this to banks and other providers of finance.
This information should help them to understand, assess and risk-rate your business for credit purposes in line with their own internal guidelines.
SME|360 is divided into five main sections:
1. Business Strategy & Targets
2. Business Market & Competition
3. Business Capability
4. Business & Financial Planning
5. Business Risk Management
Self Assessment Scoring Methodology, Calculation of Risk Budget and Enterprise View of Aggregated Risk
The modules contain descriptions of self-assessment techniques using the templates included in this document.
Product and Market Dynamics Assessment:
Product Risk / Customer Risk / Supply Chain / Competition / Market Dynamics
Business Function Assessment:
Operations / IT / HR / Facilities / Sales & Marketing / Management / Accounting,
Critical Success Factors / Risk Factor Assessment / Business Ratio / Business Plan Checklist / CFI/ (Macroeconomic Risk only in digital product)
This assessment exercise will provide you with easy and consistent reference data for completing and updating business and risk management plans. This information will aid transparency and facilitate communications with your bank and other funding providers.
Document is in PDF format. A complete set of fully digitized assessment templates can be ordered from Sum2.
Tools included in this app are:-
- Fire Risk Assessments
- Task Based CoSHH Risk Assessment
- Work at Height Risk Assessment
- Task Based Manual Handling Risk Assessment
- Permit to Work Forms
- Report near Miss
This app has been designed by NEBOSH qualified health and safety experts and suitable for most industry sectors.Included in this app are tools that enable users to manage their health and safety responsibilities and to help meet their legal obligations under health & Safety Law. This powerful tool is perfect for those who are new to health and safety and or need to complete a range of risk assessments for the workplace
Keywords: Surety Bonding, Construction Risk Management
App Store Search Keywords:
Aon Risk Solutions, ARS Events, Aon Risk Solutions Events, Aon Events, Aon, ARS
Download this free app to receive the current and past issues of Risk & Insurance, absolutely free!
ABOUT RISK & INSURANCE:
Just by looking at the magazine’s front cover, you can tell that Risk & Insurance® gives you a unique, contemporary view of the risk industry that you won’t find elsewhere. From our tagline – “Emerging Strategies for Risk”- to the witty headlines advertising our in-depth articles, clearly Risk & Insurance® presents a different take on the most compelling, thought-provoking issues that industry executives are talking about. And about the people who are the industry’s new thought leaders. We report on emerging trends – one-on-one interviews with newsmakers and the “how-they-did-that” strategies. All this in an award winning publication known for it’s creativity and innovation.
So who’s reading this new brand of reporting on the risk business? They’re corporate risk managers, CFO's, risk consultants, brokers from both large and small firms and anyone looking for new strategies that address risk issues. Insurance company executives look to Risk & Insurance® for the best and most-current information to help them develop new products and to stay abreast of the issues their clients care about it.
Key areas of focus include:
-Alternative Risk & Captives
-Current and past issues of Risk & Insurance, absolutely free!
-Brilliant replica format, just like the print edition you know and love.
-Text formatted articles designed for maximum mobile readability.
-Download each issue, then return any time for offline reading.
-Search the archive of available issues.
-Bookmark or share your favorite articles.
-Share your comments with other readers.
This app includes issues dating back to December 2010, new issues will be available for download in conjunction with the publication of the print magazine.
This application is powered by GTxcel, a leader in digital publishing technology, provider of hundreds of online digital publications and mobile magazine apps.
The app stores all your high risk training, inductions and any other cards on your phone for easy access anywhere, any time.
i Risk Licence allows users to send their qualifications to a new or existing employer in a professional format directly from your smart phone, whilst also managing all your card expiry dates.
Users able to receive a direct notification to their phone or email account prior to any card expiring which allows you to update all your high risk training, inductions and other qualifications easily.
Users will be able to stay up to date with the latest industry news and events such as conferences and webinars. Receive push notifications to stay up to date. Submit a claim or photo and a representative will contact you. Request a quote or insurance certificate to be emailed to you. Other features include a QRC scanner. Avalon's offices and contact information is readily available. Stay connected by visiting our social media pages.
-Easy to use Quote Request form.
-Easy to use Claim submission tool.
-Photo uploading tool to aid in claim submission and processing.
-Up to date events tab with important seminars and dates.
-Fast access to multiple social networking platforms.
This app will bring to you some new and exciting content, brought together specifically for users of the app. Not only will you have access to the most recent news articles we have added, but you will be able to search back through the archives of old articles.
And if you are planning on visiting our offices, do check out the contact page, with its handy map!
Finally an easy, fun way to:
1. Keep your Logs up to date with 100% COMPLIANCE!!
2. Easily make changes to Daily Driver Status and “correct errors”
3. View your completed logs on the RODS chart display
4. Send your Logs by email
5. Document your inspection DVIR
6. Take pictures of failed checklist items and send them via email
7. KEEP ALL YOUR DATA 100% SAFE AND BACKED UP REAL TIME IN OUR CLOUD
iDDL Canada is based on the FMCSA NorthAmerican Standard Hours of Service (HOS) and inspection rules. All FMCSA NorthAmerican Rules are available, AND you can change rules as needed to stay in total compliance! We also have all for Canadian Rules in the application.
The application is also configurable to US and Canada; Oil Field exceptions, Passenger Bus/Coaches, and Short Haul regulations. The Regulatory Compliance requirements published to force all CDL drivers to provide DDL and DVIR reports upon request to DOT officers both in the office from a website or while mobile via a hand held unit is handled seamlessly and effortlessly. An introductory guide is available from our website.
Call our Free Support line: 888-474-9284
With any questions, Suggests, or development requests
Keep track of your trucks, trackers, trailers, tankers and other equipment. And we have training videos on our website to learn how to use every feature. www.mobilewarrior.com
WHAT HAPPENS IF I GET STOPPED?
If you ever get stopped, simply show your completed (and even signed) Logs to the compliance officer right on your device (and we’ve never had a problem with this or you can email them right from your device.
So Here is Everything You Get:
• Daily Driver Logs rod chart
• Monthly summary and hours left to drive
• Conducting Equipment Inspections
• Sending DVIR Inspection Reports
• Truck, Tracker, Trailer, Tanker and Equipment List
• In App compliance watch to the FMCSA regulations
• Completed, signed Daily Driver Logs
• The ability to print and email logs and inspection reports
• Amazing technical support if you have any questions
• A admin website where you can access your log
• Print reports from the website, as well
• Fully Compliant with all published FMCSA regulations
• Black Box integration available upon request
• Mileage, Fuel and Load tracking and
• HOS Log displayed in RODS chart and Monthly Summary View
• IFTA reports from our compliance website
Are We Adding More Features in the Future? You bet we are!
• Expense and Fuel reporting
• Company specific Driver Log Forms
• Customizable Inspection reports
• Delivery routing with load tracking
• Bus and Coach passenger lists and routing
• Server to Server Daily Driver Logs data transfer
• Black Box Direct interconnect Via Blue-Tooth to establish in cab ELD
• Wireless pinging with company deployed stationary beacons
Other points of Interest in our application:
Truck, Tracker (Power Unit) Inspections
HOS Compliant DDL Reports
RODS chart DDL Display
Oil Field Exception mobile reporting
FMCSA ELD HOS requirements
ELD Out of Service criteria
DOT Certified Level 5 Inspection
More from developer
Pre-start Inspections are to be completed before use each day or at the beginning of each shift, the Forklift shall be given a visual inspection and functional Test including, but not limited to the App content. The Inspection content listed is in compliance with Current ANSI standards.
Forklift operators are required to Know the load center of all loads and the over all weight of the load. Loads that are larger than 48”x48” ( 600mmx600mm) required need a reduction in lift capacity. The CSL safety Forklift Load center Calculator is designed to help do the math. This simple to use app requires the operator to fill in 3 blanks the rated capacity of the forklift and the original load center, lastly the loads new load center. Instantly the new forklift capacity is Known and the operator can make an informed decision to lift the intended load.
This application is provided as a guideline only, to provide an overview of the mechanical limitations of forklift equipment. This is intended to help operators understand the relationship between lift capacities as load center shifting. CSL safety is not liable for any improper use or data entry related to the application. Load center is often the center of the load however odd shaped loads may have it in a different location
Pre-start Inspections are to be completed before use each day or at the beginning of each shift, the aerial platform shall be given a visual inspection and functional Test including, but not limited to the App content. The Inspection content listed is in compliance with Current ANSI A92 standards.
CSL safety, AWP, Scissorlift, operator daily Inspections.
the operators of any equipment are required to complete a daily inspection of his or her equipment, this if often not completed or if it is, it is on paper that is not completed correctly or lost.
Daily inspection are required by law and can be requested in the event of an indecent. The CSL safety inspection app is designed to replace the paper and help keep permanent records of these inspections. The app requires operator to fill in basic information about the equipment, 4 types have been included in the App, Slab scissor lift, Boom lift,class 4/5 forklift and a skid steer loader (Bobcat). The completed inspections can be emailed directly to the supervisor or rental companies. This app requires operators to take Photos of damaged equipment. Add the photos to your email to show damage to safety Representatives.
Scissor lift,Boom lift, Genie, JLG, Snorkel, Bobcat, skid Steer, Forklift, Lift truck, tow motor