2nd place in finance category of Best App Ever Awards 2013: http://www.bestappever.com/android/awards/2013/winner/finc
The only debt manager app with debt sharing and sync to cloud, Android, iPhone and Windows 8. Details at http://ioutool.net
iPhone version: https://itunes.apple.com/app/id577034844
*Borrow/lend things and money
*Automatic email reminders
*Preset and custom currencies
*Clean and simple UI
*View by debt direction or debtors
*English, Russian, German, Dutch, Italian, French, Spanish, Polish translations
Pro features (available with in-app purchase):
*Backup, restore, export to CSV
*Recurring debts and payments
*Status bar notifications for overdue debts
*Manual Email and SMS reminders, custom templates
*White UI theme
Please rate if you like and feel free to drop a line to email@example.com
- Sort debts by name, size, and more!
- Keep track of who owes you money!
- Track payments, penalties, and interest fees that you face during debt payoff.
- Saving for a vacation, a car, or something else? Track savings too.
- Keep your debt private with a secret PIN code.
- PRO: Sync your debt with Dropbox so that your data is backed up on the cloud.
No login required. Just download and start using the debt payoff calculator right away.
Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!
Steps to becoming debt free:
Enter your debts
Enter your monthly payment budget
Choose a debt payoff strategy
- Dave Ramsey's Debt Snowball (lowest balance first)
- Debt Avalanche (highest rate first)
Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.
We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.
In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.
Keywords: debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans
GMMB allows you to keep controlled all your debts in a fast and easy way, having all the time the balance of what you owe and what your friends owe to you.
You can add widgets too. So you have an overview over your current debts right from your home screen.
This app doesn't have any ads.
What this app does: Organizes and plans out your debt. Tells you HOW long it will take to get out of debt with some basic monthly details. Up to SIX (6) debts supported and four (4) payoff strategies -- not including the debt snowball method which can be turned on for each.
Also, just added:
Monthly payment reminders in your device status bar (requires the app permission "When reboot is finished")
Auto backup and restore!
Export monthly planner to .csv, file.
NOTE: There is a new, one-time, and very optional in-app purchase that will unlock (1) removing ads, (2) allow for unlimited debt and (3) gives you access to custom monthly payments. This way you do not need to upgrade to a brand new app for more features.
HOW TO USE THIS APP:
This app is designed for those who have a basic idea of what they need to pay this month. We will determine the rest based on your options. There is no option to tell us your budget.
Rather than giving us a lump-sum payment amount, THE USER WILL DECIDE how much to pay in the first round of payments FOR EACH CARD. Not the minimums, but your actual planned payments. We will then take those numbers and make the needed adjustments as time goes on. In this way, you have greater flexibility to manage over your debt. You can play with the numbers to tweak your own plan.
NOTE: This app does not support bi-weekly payments (only monthly).
Debt Planner will provide you with a quick, simple way of calculating different aspects of your current debt including the time it will take to pay off, the total interest fees over the lifetime of the debt, your current APR fee, and more! Whether it is credit cards, auto loans, personal loans, you can calculate it. It will also factor in potential balance transfer fees and promotional rates as well!
Calculations in this app are very accurate. Remember, if you feed it bogus numbers, you might get a bogus answer! It can only contain so many built-in protections!
Disclaimer: Debt Planner will simply give an approximate amount of time (in months) that you will be debt-free. There are many real world factors that will put you at a different end-date. In order to meet the formulated date, you must try to pay as close to your specified monthly payment goal as possible.
Note: Simple Finance Manager (formerly Debt Planner Pro, $2.49 USD) is based off of Debt Planner but includes a Checkbook/Banking Ledger. It is also ad-free. You may backup your debts in Debt Planner before upgrading to the Pro and restoring (in Settings).
No need to break any legs - IOU also allows you to quickly notify friends via SMS, Email, or Whatsapp, among other messaging services.. Just download the app instead, and you’ll get your money back (or settle your debts) in no time.
Best part is.. it’s free.
- Modify/Delete SD card contents
This is required to make a backup of your data onto the SD card.
- Read contact data
Used for adding friends from your contacts directory.
- Full Internet access
To send anonymous bug reports if you want to.
Use Splitwise to split household bills with roommates, to figure out costs for a group vacation, or just to remember when a friend spots you for lunch. On the Android, iPhone or the web (http://splitwise.com), you can view your balances, track spending trends, set up email reminders for bills, and much much more!
"I only wish such a tool had been available when I was a new college graduate..." – Ann Carrns, NYTimes Bucks Blog
"Whoa, @split_wise is what we always wanted livewith.us to be. Totally going to use this in my new apt instead of my own software." – @aroldan
Not sure which debt to pay off first? No problem - this app will show you. Select one of two common strategies: 'Avalanche' (highest interest first), or 'Snowball' (lowest balance first). Enter the monthly budget available for your debt, and everything will be prioritized automatically.
• No hard limit on the number of debts you can enter
• Track your payments and add notes
• Plan shows order debts should be attacked in, payoff dates, and a detailed month-by-month view
• Chart displays your decreasing balances over time
• Support for multiple currencies (USD, Euro, GBP, Yen)
• Backup and restore data to Google Drive
Special thanks for vector assets goes out to:
Icons8 at www.icons8.com
Freepik at www.flaticon.com
For support or feedback, please contact through app or at the email listed below.
** box upload support is now available in premium version.
iQuick Debt Payoff, is a financial calculator and planner that computes payment schedules for multiple loans utilizing roll-down accelerated payment methods.
Use this powerful and user-friendly loan calculator for setting debt elimination plans to become debt free quickly and save thousands of dollars in interest payment.
It lets you to:
- Figure out the best possible plan to pay off credit cards debt while minimizing overall interest.
- Calculate plan based on "Lowest balance first" (default) or "Highest interest first" methods.
- Know which card is costing you the hightest in interest payments.
- Estimate savings by making additional payment each month and determine roll-down accelerated payment plan for multiple credit cards simultaneously.
- Compute full amortization schedule and see snapshot of a loan, including total balance, interest rate, total interest paid, monthly payment etc.
- Save complete payment schedules on external or internal SD memory.
- Present calculation in USD as well as in other commonly used currencies around the world.
- Compare loans to see which is best. It lets you compare up to 10 loans.
- Email amortization table using SMTP servers (with SSL authentication), such as Gmail, Yahoo, etc.
- Export and attach amortization table in CSV format.
- Upload Payment schedules (CSV format) to the box account.
1. Box upload support is only available after premium upgrade.
2. For other loan types, such as Mortgage, see our comprehensive iQuick Calculator Pro.
Keywords: payment calculator, financial planner, payment reminder, amortization schedules, rolldown payments, debt payoff, debt schedules
Do you borrow or lend money from time to time?
Do you forget how much, when and whom you borrowed and lent?
Do you want to have a simple tool to keep the information about the lending and borrowing?
Now you can manage your loans and debts quickly and easily using this application.
Here you can:
+ add / remove loans and debts;
+ see the total information about the lending and borrowing;
+ see and edit the history of money transactions;
+ save backup on SD-card.
It is free and without ads.
My Debts Lite and My Debts Pro:
— Keep debtors under control! Note who borrowed what from you and when the debt is due. Use the app for money and items borrowed/lent.
— Don’t miss due dates! Note your debts and the dates they are due by.
— Get a clear picture of your debts right in front of you! Just open a summary of all items and cash amounts borrowed from you. The same type of summary is available for items and money you borrowed from others.
— Take quick notes! Should several friends raid your wallet or bookshelf, you’ll be able to make several entries at once.
— Did you return or receive just a fraction of the necessary amount? Note it in the app to avoid snafus later on.
Users of My Debts Pro have access to even more handy features:
— possibility to add photos of items borrowed or lent. Don’t waste time typing text, just make a photo;
— daily, monthly, annual and one-time debt reminders;
— export of debts to other media;
— history of closed debts;
— all records from the Lite version are automatically imported to the Pro version.
Besides, both Lite and Pro versions of My Debts allow you to:
— work with contacts from the Address Book or add them manually;
— view summaries by contacts and debt type;
— add custom currencies for cash loans;
— use any of the available interface languages: Russian, English, German, Spanish, Korean, Japanese, Chinese.
— contact developers and submit bug reports or feature suggestions. The developers will then notify you about the actions taken to resolve the reported issue. To contact the developers of the app, send an email to firstname.lastname@example.org or send a request from within the app (“About” menu). It works: tested by real users!