Finanzguru - Konten & Verträge

dwins GmbH

In-app purchases

Your benefits

All accounts in one app

Full control over your income & expenses

Automatic contract detection

Cancel for free

Helpful analyzes of your expenses

Finanzguru Plus - The easiest way to get the most out of your money (premium paid plan)

Insurance & individual advice

Data security

About this app

Whether banks, depots, crypto accounts or insurance companies: With the successful app from "The Lion's Den" you have full control over your finances

Your benefits

✅ All your bank accounts, custody accounts and crypto accounts in one app
✅ Full control over your income, expenses, contracts & subscriptions
✅ Free contract alarm clock & termination function at the touch of a button
✅ Smart budgets for full cost control
✅ Determination of individual savings potential & analysis options
✅ Personal advice on complex financial issues on request
✅ Permanently free to use

All accounts in one app

Do you have several bank accounts, custody accounts, crypto accounts or insurance? It's easy to lose track of things. With our finance app you can easily and securely link all your accounts and get a full overview of your finances in just one app.

Full control over your income & expenses

Keeping a budget to keep track of your salary and budgets is too stressful for you? Our statistics show you how much money is left until the next salary payment. With our digital household book, saving money has never been easier. Easily manage your finances in just one app and start building a nest egg to cover unforeseen expenses. You can see your current expenses at a glance. Finanzguru goes one step further and shows you which bookings are likely to come your way this month.

Automatic contract detection

Based on your bank bookings, our artificial intelligence automatically recognizes your contracts and insurance policies and lists them clearly for you in your digital contract folder. For example, you can find subscriptions that you still pay for but no longer use.

Cancel for free

Terminating contracts and insurances with legal certainty has never been so easy. The finance guru has already found the address of the contract provider for you, you no longer have to look for your customer number. Simply confirm with a fingertip and the cancellation is sent. Best of all, cancellation is free.

Helpful analyzes of your expenses

Stay in control of your money at all times with the Analysis tab. Based on clever trends, you can immediately see how you can optimize your spending behavior and take your finances to a new level.

Finanzguru Plus - The easiest way to get the most out of your money (premium paid plan)

With Finanzguru Plus you will become an absolute finance professional.
Your disposable income shows you at any point in time how much money you can still spend until the end of the month. Set yourself smart budgets and save money every month. Helpful analyzes and notifications help you to get even more out of your personal finances.

Insurance & individual advice

With the "Finanzguru Insurance Service" you get a full overview of all contract details. Analyze your individual insurance needs. Finanzguru shows you in which areas of life you are already well insured and in which areas you are still missing important insurance. For more complex questions, a team of insurance experts is available for free, independent and individual advice.

Data security

We work according to German bank security and data protection standards. You are never identifiable as a person for us. Nobody but you has access to your bank details and only you can see them. All data is transmitted via a secure SSL connection. To learn more about our security and privacy practices, visit https://finanzguru.de/datenschutz.html. You can find the terms and conditions at https://finanzguru.de/agb.html.

Ratings and reviews

(I use the free version) Good app, Analytics can be used to track a months' specific expenses (since Budgets are limited in the free version). Every transaction can be tagged and can have added notes. If payments happened through for ex. Paypal, it correctly assigns it as a self-transfer (this wasnt the case in the Wallet app for ex.). The bank sync can be triggered manually and I've never noticed a big delay :D If it had a web interface to use on Laptop I'd give it 5/5.

Genrally the app is nice and the idea is good. But unfortunately there are some problems that has a big impact on the use of the app. The update of credit cards (Amex, Amazon etc) is not working at all, which really ruin all the good things about the app. At first I was thinking to be a premium user but credit card problem stops me doing that and if it persist I will totally stop using the app.

I've been paying for this app for 4 years and it was pretty good. Recently they changed the categories though which reduced the usability of the app a lot. there's now basically three categories left: food, lifestyle & leisure. These categories are basically useless now and don't give any information on where my money went. They're not open to negative feedback and pushed this change on everyone with short notice. I've this decided to cancel my subscription for now.