VR Banking - einfach sicher

4.7
205K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

Your bank in your pocket – always there for you, wherever you are

Banking and payments in one app: The VR Banking App is your bank branch in your pocket, making banking easy and secure anytime, anywhere. Thanks to the integration of digital cards, it also becomes a payment app. The app gives you 24/7 access to your finances, making banking and payments simple, flexible, and convenient:

- View and manage your accounts
- Transfer and pay
- Sign up for products and use services

View and manage your accounts

Thanks to the account overview, you can conveniently view all your accounts – including those at other banks – in one place. The transaction display allows you to keep track of your finances with customizable overviews.

In addition, push notifications keep you informed in real time about all important transactions, such as transactions above or below a certain amount, regular account balance information, or Wero transactions – all according to your personal settings.

You also have access to current account statements and messages from your bank and its partners at any time in your inbox. Keep your finances under control – simply and clearly.

Transfer and pay

You can make transfers in real time or conveniently schedule them – entirely according to your needs. For even greater convenience, photo transfer lets you easily upload, photograph, or scan invoices, payment slips, or QR codes – review, approve, and you're done! Manage your standing orders flexibly and always keep track of your regular payments.

Now you can also pay with your girocard on your mobile device. With the VR Banking app, your smartphone becomes your wallet, and you can pay for your purchases simply by unlocking your device – contactless and secure, just like with your physical cards.

With Wero, you can send and request money from account to account in real time and share expenses. It's quick and easy, because you don't need an IBAN – your contact's mobile phone number or email address is all you need.

Sign up for products and use services
Keep track of our offers and conveniently sign up for new products directly through the app. Top up your mobile credit in just a few steps, easily submit a tax exemption order, or quickly find the nearest ATM or branch.

With the CO₂Check, you can also analyze your personal carbon footprint and develop a better understanding of your own contribution to climate protection. This makes your app a versatile companion for finances and sustainability.

Our banking app is TÜV-certified secure (TÜV Saarland).
Updated on
Apr 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
199K reviews
MichTheNutt
December 27, 2025
this has been the worst experience I have had yet. whenever I try to purchase anything using the card online it declines almost instantly and when I try to find a solution in the app I can't find anything. The only thing I can do is call Anita Singer who's like a 60 year old consultant the app decided to give me who most likely doesn't even know what steam or the internet even is. I have never had a harder time trying to figure out how to purchase something.
3 people found this review helpful
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Atruvia AG
January 2, 2026
Hello, we're sorry to hear that you had a bad experience with our app. Your feedback is important to us and has been noted. Our team is constantly working to improve the performance of our app. Greetings from your VR App Team
Tarnavska Yana
February 25, 2026
Works well, blessedly has been translated to English, which is a great help, is perfectly intuitive. So far, I've had no issues with it.
5 people found this review helpful
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OlleZ
December 28, 2025
You cannot save or export a single payment receipt as PDF directly from the transaction history in the app this is only possible in the full web version on a computer Also, there is no English language in app (but it exist in web) drawback for non-German speakers. Overall: 3/5 stars. Good for basic use, but these limitations make simple tasks frustrating
2 people found this review helpful
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Atruvia AG
January 2, 2026
Hello, we're sorry to hear that you had a bad experience with our app. Your feedback is important to us and has been noted. Our team is constantly working to improve the performance of our app. Greetings from your VR App Team

What’s new

Vielen Dank, dass Sie die VR Banking App verwenden.
Neu in dieser version:
- Verbesserung der Performance bei der Anmeldung
Wir arbeiten ständig an der VR Banking App und veröffentlichen regelmäßig Updates.