Business Calculator – Your Practical Tools
Professional Calculations for Financing, Controlling & Personnel by Peter Saubert - Business Consulting
Description:
The Business Calculator is the toolbox for anyone who wants to make business decisions based on valid data rather than gut feeling. Developed for entrepreneurs, consultants, and founders, the app delivers fast and precise results for everyday practice – directly and without complex Excel structures.
Whether it's calculating loans, determining the necessary hourly rate, or analyzing key performance indicators (KPIs): The Business Calculator covers all relevant areas of business management.
The functional areas in detail:
1. Financing & Investment:
- Annuity Loan: Calculate monthly installments and create a detailed repayment schedule for interest and amortization in real time.
- Leasing Cost Calculator: Determine the actual total costs (net/gross) including a payment plan.
- Hire Purchase Calculator: Calculate installments with a final payment and perform a total cost analysis.
- Credit Capacity: Determine the maximum possible loan amount based on your cash flow.
2. Business Calculations:
- Markup & Discount Calculator: Calculate profit margins and precisely determine discount effects (effective annual interest rate).
- VAT & Percentage Calculator: Quickly calculate tax amounts and commercial percentages.
- Government Revenue Reminder: A unique calculation showing the date and time you'll be working solely to pay taxes and duties.
3. Controlling & Liquidity:
- Burn Rate Calculator: Determine your budget runway and see exactly how long your capital reserves will last.
- Break-Even Analysis: Determine the necessary quantity or revenue for your business to become profitable.
- Investment ROI (Amortization): Calculate how many months it takes for an investment to pay for itself through monthly benefits.
- Net Present Value (NPV) Calculator: Discount future cash flows to their present value.
4. Personnel & Hourly Rate:
- Hourly Rate Calculator: The core tool for service providers – determine your necessary net hourly rate based on labor costs, breakable time, risk, and margin.
- Wage Cost Calculator: Full cost analysis including employer contributions and levies (U1, U2, BG, etc.).
- Gross-Net Calculator: Calculates net salary according to the official 2025 income tax formula.
- Working Time Calculator: Determines actual net working time after deducting vacation, sick leave, and administrative expenses.
Your Benefits:
- Precision: All calculations are based on current business formulas and legal requirements (e.g., 2025 income tax).
- Live Results: Results are calculated immediately upon input and can be copied directly for your records.
- Export Function: Important results (such as memorial days or repayment plans) can be exported as PDFs.
- Data protection: Your sensitive company data stays where it belongs – with you.
Rely on sound data. Download the business calculator and manage your company with sound business acumen.