My Pension shows the user their estimated retirement income, gives an overview of Estonian pension funds, compares them by their main parameters and enables one to file applications for changing funds and directing payments.
The pension calculator displays the disbursements by the three separate pension pillars.
The 1st pillar estimation is based on the years worked, number of children, public service and other pension-eligible years and the sum of insurance units and the annually updated national rates (base amount, value of a year of pensionable service).
Estimations for the 2nd and 3rd pillar disbursements are based on the information sourced from AS Pensionikeskus on the value of the user’s 2nd and 3rd pillar payments and units accumulated and the user-predicted rate of return of the funds and the years spent on retirement.
The user can compare Estonian 2nd pillar funds by four parameters: the rate of return of the pension fund in different periods, risk level, share of investments made to Estonia and the number of active investors of the pension fund.
Pension funds can be sorted by the management company, fund strategy and management style.