Qonto - Business Finance App

Qonto

About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.

Ratings and reviews

absolutely terrible service. they discriminate theirs clients without even giving reason for refusing the service. you probably don't want to associate with such bank, in case you face difficulty they won't be there to help instead they will close your bank account (without reason). not the banking partner you should rely on. I give them a negative star ranking if it was possible

Edit: After getting help via email from de support channel, everything works fine Great support and reactive, I like that and just for that it's worth 5 star. The app itself is fine, what I would like to have is for the Quote and invoice section, to chose the language to set for the document. Sometimes I need to make a quotation or invoice in English and sometimes in French. Would be nice to have that, I know you can make invoices in several currency, not sure the language itself can be changed

Poorly optimized, a security threat and overall laggy and unresponsive, I only use it because I'm forced to. Factorial implementation in easily x10 times better