Qonto - Business Finance App

Qonto

About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.

Ratings and reviews

very bad experience he block my account 2 times ask me a lot of paper. I have a customer I put it in customer list on the app, I made a invoice with the Qonto service I received an amount of money with the same name and a lil bit less than the invoice like 1/3 but Qonto blocked me and now I'm without food by 2 days and I cannot continue to make my activity for my customer.

Their AI is a pain. And it is everywhere - I uploaded a tax document and it registered me as my tax office instead of my business. I asked to change this and it tries to help me navigate a menu that's no longer used. After 3 more tries it finally forwarded me to service and guess what they used AI to scan my document again. Response time in their "chat" is 30min. And don't get me started on their support. For authentication they are using India service worker, who barely speak English.

fraud !! very disrespectful towards the clients.. no customer service available at (contact us) they hire a very stupid people whom they can't help with anything and they are useless!! I don't recommend at all I lost a 1000€ because they didn't help me with a fraud transaction very low level and you have no one to complain to about their very mediocre services