FairCredit - Reliable Loan App

4.3
6.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Online installment loans, quick and emergency loan app!

✔️approve and deposit funds into your account.
✔️focus on friendly customers!

What do you need to borrow?
• keep your ID card handy
• e-wallet account
• Download the application and fill out your application
• Age between 20 to 60
• Uganda Citizenship


what process is this?
• download application
• fill in the application. No advance payment, no paperwork.
• we verify your identity through our protected system.
• obtain loans.


How do I repay the loan?
• you can pay online or offline

About loans
The Loan App offer:
* Loan Amount: Ugx80,000 - Ugx 700,000
* Loan Term: 91 - 365 days
* APR : Minimum 7% to Maximum 180%
**Example: If the loan amount is Ugx180000, the loan term is 120days, and the APR is 180%, the total service fee should be Ugx180000* 180%/3 = Ugx 108,000. The total amount must be paid: Ugx180000+Ugx180000* 180%/3=Ugx 288000

If you choose to make a one-time repayment, then you will make a one-time repayment of Ugx 288000 after 120 days.
If you choose to make monthly repayments, your monthly repayment amount will be Ugx 288000/4 = Ugx 72000


*Customers can choose different repayment terms according to the approved loan amount.
• grow with faircredit and raise your limit to Ugx 700,000 and pay on time
• you can pay in advance at any time without any penalty!

Do you have any questions?
go faircredit.tech Check our FAQs
are you ready? Download the log application. Join the family today!

Nursing and contact schedule
Our business hours are from 9 a.m. to 5 p.m. from Monday to Friday (except public holidays).
Doubt? Write to us help@faircredit.tech We are happy to help you!
Address: Bypass Road, Kampala

*Customers can pay at any time after receiving the loan. For overdue loans, 2% of the total amount due can be charged per day. Other terms and conditions may apply.
Privacy and permissions: when you download faircredit, we will ask you to scan your financial SMS and other information to verify your identity and reputation and provide you with the reliable loan in Uganda. We attach great importance to privacy. Your personal information will never be shared without your direct permission.
Privacy-policy: https://faircredit.tech/privacy-policy
Updated on
Dec 27, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity, and App info and performance
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
6.07K reviews
Francisco Kawuki
April 5, 2024
They give you cash immediately as long as your credentials are authentic. However, one annoying thing about them, is that they don't give you the exact amount you apply for, yet you're required to pay that amount even plus more interests: for example, I applied for 86k, but they sent me 59k, yet actually I needed at least 80k. So, I had to borrow from else to top up their 59k, yet they're requiring me to pay back their 86k plus interests, within 8days! Hoo....
164 people found this review helpful
FairCredit
April 5, 2024
Hi, thank you very much for your feedback.
Isaac “Iso Muge” Mugendawala
November 30, 2023
I appreciate how quick the service is. With that u are way far than the other Apps. However, the pay rates are high. You request for a loan of 180000/=, they give you 167400/= that's less by 12600/=. At pay time in 4 installments @ of 76224/= which gives a total of 304896/= almost 2 times the loan. The App is good but rates have to be reviewed. 2) The people who call to remind one about the due date are all rude. Customer care is key. No need to threaten someone. With this worked on, best App
1,813 people found this review helpful
FairCredit
December 1, 2023
We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at +256762051670.
Karamoja Children's Link
February 3, 2024
I can only offer one star to this App. The loan is instant, but they even deduct money you have applied for. From 180k I had applied for, they gave me only 167k. When I totalled the Installments to be Paid, I end up paying 300k. What's that? Worse is the person reminding of the loan repayment, very rude. Anyway I borrowed this Money when desperate to address some issue, but paying double is terrible. This is Broadway robbery then I don't know what it is, no bank charges that.
561 people found this review helpful
FairCredit
February 5, 2024
Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at +256762051670 so that we can reach out?