Easy payments to friends and online, the best discounts, and services that make everyday life easier. All in one app, for customers of all banks.
PAY, SPLIT, REQUEST
Your phone number is your account number! Pick a recipient or several, enter the amount and confirm with a single swipe.
Paying with Pivo is easy and available to customers of all banks.
Pay fast and securely in thousands of online stores. Collect your online shopping on one invoice and pay it later.
BEST DISCOUNTS AND SERVICES
Save money with hundreds of discounts. Order a pizza, buy a bus ticket* or book a table. Also a digital student card for students.
*At the moment you are able to buy tickets to Joensuu, Kuopio, Lahti, Lappeenranta, Mikkeli, Riihimäki, Jyväskylä, Oulu, Hyvinkää and Imatra local busses.
SEE HOW YOU SPEND
See how you spend your money with Pivo's automatic categorization.
Available only for OP customers.
PAY IN STORES
Connect your existing card to Pivo and pay in-store with your phone. Also bigger purchases!
FOR CUSTOMERS OF ALL BANKS
Pivo is a free app that can be used by customers of OP, Nordea, S-Pankki, Aktia, Danske Bank, POP Pankki, Säästöpankki, Oma Säästöpankki, Ålandsbanken and Handelsbanken.