Checking the bank account balance is easier than ever:
Pivo Junior lets young users check their own bank account balances. No online user identifiers are needed, nor a visit to the ATM or a call to the parent. All the kid needs is to have their own phone with the Pivo Junior app installed.

Pivo Junior teaches kids to monitor and understand their spending:
Pivo Junior shows the current balance and a future balance estimate. In addition, purchases are automatically categorised into spending circles which illustrate easily where the kid's money goes.

Requirements for using the app:
The young person has to have their own bank account with OP and a Visa Electron payment card linked to the account. The kid does not need to have their own online user identifiers, because the app is activated together with the parent using the parent's personal online user identifiers. After activation, the kid can login to the app using a four-digit access code selected by themselves.