L'applicativo è stato studiato per effettuare una simulazione del piano di ammortamento (basato sulla formula dell'ammortamento alla francese) e per calcolare la rata del prestito.
Inserite l'importo del prestito, il tasso annuale (TAEG) e la durata del finanziamento.
Con l’inserimento di pochi dati, l’applicazione consente la verifica di:
-Conti correnti: se gli interessi trimestrali, le spese e le commissioni addebitate sul conto, sono entro i limiti (sia per i conti ordinari che per i conti anticipi).
-Rate pagate in ritardo: se gli interessi di mora e gli oneri di riscossione, applicati alle rate pagate in ritardo, sono entro i limiti.
-Contratti: se al momento della firma, i contratti di mutuo, conti correnti, finanziamenti, leasing, cessioni del quinto, erano nei limiti della legge.
Si potrà inoltre sapere se, le condizioni applicate sul rapporto (conto, prestito, cessione del quinto ecc..), sono superiori alla media (TEGM) e, quindi, consultare altre Banche o Finanziarie per soluzioni più economiche.
E’ uno strumento essenziale per qualsiasi tipo di utente (famiglia, impresa, consulenti, banche e finanziarie, CTU e CTP), sia nell’eseguire una pre-valutazione delle condizioni economiche prima di stipulare un mutuo o contrarre un finanziamento, sia per il controllo dei rapporti pregressi.
Le formule di calcolo sono conformi all’Art. 644 c.p., alla normativa Comunitaria per il calcolo del TAEG, e sono riscontrate dal’Associazione dei Consumatori SOS UTENTI.
Schedule list provided.
You can see pie chart.
You can also compare two terms of loans and can choose best one.
Making smart financial decisions means planning and thinking ahead. The Loan Calculator app provides a quick resource for accurately calculating car loans, mortgages, tuition, retirement, and savings.
Short Term Loan Calculator is a personal finance assessment tool to calculate the APR, total interest and total repayment the borrower should repay on the principle. The loan amount, time period either in month or week, interest rate in percentage either for week or month are the key terms to determine the best interest rate to choose. Short term loans, unlike the secured loans do not require time-consuming processes such as property valuation and credit check in order to help borrowers meet their immediate needs. But generally they are only available for consideably higher interest rates than traditional loans. In order to avoid debt trap the comparison between the loan options must be done before you opt for any loan agreement. So when it comes to online calculation, this short term loan calculator assist you to determine the best interest rate.
Tags: Loan Calculator, Loan, calculator, education, retirement, saving, loans, schedule, savings, rsp, rrsp, 401k.
Equal principal and interest payments, equal principal payments, principal maturity of the installment loan you wish, you can calculate based.
Loan amount, loan term, loan interest repayment method option.
Recurrence by repayments, payments of principal, interest, and the balance can be calculated.
Tells you your monthly payments.
Please use the loan amortization calculator.
* simple percentage calculator (5 percent of 40 is 2)
* percentage increase/decrease (5 percent decrease from 40 is 38)
* restaurant tip amount
* discount rate
* profit margin
* convert fractions to percentages (5 / 20 is the same as 25 percent)
Percentage calculator is unique in a way that it calculates everything on the fly (no need to press any "submit button") and it lets you find out any part of the equasion, for example in "5% of 40 is 2" you could have entered any two of these three numbers and third one would be calculated for you. And that is what makes this percentage calculator stand out in the crowd!
Percentage calculator is useful in many real-life situations:
* school (mathematics, statistics, algebra)
* finances and business (investment return rate, loan interest rate, stock exchange quotes, markup, profit margin, company profits changes)
* shopping (discounts)
* cooking (ingredients are often shown in percentages)
* health (body mass index, fat percentage in food)
This app is an expansion of the original percentage calculator web app which can be found on http://percentagecalculator.info .
Please contact me ( email@example.com ) if you find any bugs or want to translate the app to your language.
From amotization schedule view you can export to excel all the payment , the schedule file will be saved in the folder BravawareMortgageCalc.
Is typically amortizing loan amortization schedule in some banks and financial loan principal during the term of the loan to pay down loans and interest as part of the loan payment equal payments.Each be configured with some of the principal. Amortizing loans mortgage loans generally. for amortizing loans calculate pension who is using the time value of money formulas. Amortization schedule calculator is often a monthly payment to fit comfortably in your budget until you are used to adjust the amount of the loan, interest rates can make the difference in the kind of speed one can afford a better home or car may vary. Also can not reveal the exact amount of each payment goes towards principal out the exact amount going towards interest and amortization calculator. These figures are in chronological order throughout the term of the loan amortization payment schedule delineating the table.
Investment gain or loss can also be calculated assuming purchase, sale price and monthly rental.
Currently English, Korean and Chinese language are supported.
- amount + duration + rate -> monthly payment
- duration + rate + monthly payment -> amount
- amount + rate + monthly payment -> duration
- amount + duration + monthly payment -> rate
Suitable for all types of loans: mortgage loan, car loan, ...
This single form helps finding its ideal financing by trial and error. For example:
- I'm considering buying a property $ 250,000, loan rates are around 4% and I prefer borrowing over 20 years.
- So I know the amount [250 000] duration , rate  and requests the calculation of the monthly repayment. The amount: $ 1,514.95.
- I only have a monthly budget of $ 1400.
- I then replace the monthly payment calculated by  and ask to recalculate my borrowing capacity. Its amount $ 231,030.
- It is probably too low to negotiate the price with the seller. What if I increased the loan period?
- I replace the term by  and request to recalculate my borrowing capacity. Its amount $ 245,536.
- Maybe I could negotiate a bit the rate to the bank to do even better.
- I replace the rate by 3.9% and recalculate my borrowing capacity. Its amount $ 247,865.
- An offer at that price will surely be accepted.
Possible inclusion of insurance fees.
Can be installed on SD Card.
Please report potential issues on http://www.ameyniel.com.
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