Saida is a simple, smart, transparent alternative for your daily finances. Just add money, set budgets, spend it to buy airtime, pay bills, send to people, save and see a nice summary of your spending.
4 Ways Saida makes your life easier
Easily send money to your friends and contacts to their MPesa.
- Most times it is cheaper than what you are used to.
- You can add a message to let the person know why you sent the money
- Saida will tell you how much "Ya kutoa" is and you can add it.
Easy Bill Payments
You can make instant payments to the following billers.
- Kenya Power - Postpaid, Tokens - you get a 1% cash bonus. Tokens are instant!
- You can also check your outstanding Kenya Power bill for postpaid or confirm your meter number to avoid mistakes
- Nairobi Water, DsTV, GoTV, Zuku Internet & Zuku Home
You can buy Airtel Airtime, Safaricom Airtime or Telkom Airtime for yourself or someone else. You earn 2% cash bonus when you buy airtime. If you struggle buying Airtel or Telcom Airtime this is the app for you.
Create a budget, add some money and Saida will automatically help you stay within your budget. Want to only spend Ksh 100 daily or Ksh 5000 weekly - we can help
Create saving goals, start saving, we will cheer you on and reach your goals. Our savings are offered in partnership in Fund Managers regulated by the Capital Markets Authority. We invite a select number of customers to save
Advances & Loans
Use Saida frequently and you will unlock our credit facilities. Your usage may qualify you for cash loans repayable in 2.5 months. Using Saida for 1 month is enough to build a credit limit. We do not offer instant loans the day you download the app.
Saida charges a service fee of 0 - 21% per month (APR 0% -252%) of the amount lent to you based on how we rate your creditworthiness. The amount can be repaid within 2.5 - 6 months and the schedule may vary depending on your credit rating. Late fees are not charged and a one time debt collection fee may be charged if your loan is later than 35 days. Additional Terms & Conditions may apply - you may see this on your Loans Page on Saida.
An example is if you borrow Ksh 1,000 for 7.5% fee for 2.5 months, you will repay Ksh 1,075 within 2.5 months. There are no penalties for early repayment. If you are late by more than 60 days, a penalty of 10% will be applied to the overdue amount. (Ksh 107.5) - no further penalties or charges will apply again.
If you face any challenges with the app, we're happy to help - email us at email@example.com You can also send us a direct message from the app.