AVY is an application that connects individual customers with financial institutions for quick disbursement without collateral. Our target audience: individual customers who need a loan but have difficulty accessing traditional financial services.
Coming to AVY, Borrowers will receive the following benefits:
- Flexible loan term: less than 6 - 36 months
- Attractive interest rate: annual percentage rate is 47% (3.92%/month) when borrowing in term, insurance premium (if any) is 5.5%.
For example: If the borrower is approved for a loan of VND 20,000,000 for a period of 24 months, the principal and interest to be paid each month is VND 1,300,000. In case the loan is registered for insurance, the principal and interest to be paid each month is VND 1,372,000.
- Easy procedure: just apply for a loan online on the app
- Simple profile: no collateral required.
- Fast appraisal: the Borrower's profile is automatically appraised and responded right on the app