Solventa

Solventa Guatemala

About this app

Solventa is an application designed to give you quick and secure access to personal loans. Our goal is to help you cover urgent needs and improve your financial stability with a transparent, agile and 100% digital process.

How does it work?

1. Register with your phone number and create your account.
2. Complete your profile with basic information to evaluate your application.
3. Verify your identity securely with our automated system.
4. Receive a personalized offer based on your financial profile.
5. Accept the loan and receive the funds directly into your bank account.

About the loan
✅ Amounts available: From GTQ200 to GTQ500 for new customers.
✅ Limits increase up to GTQ4,000 with timely payments.
✅ Fixed interest rate: Between 14.00% and 51.0% plus VAT.
✅ Effective annual rate (APR): From 90% to 365% (includes interest rate and associated costs).
✅ Payment terms: 60 days as a minimum and maximum term.
✅ Payment options: You can pay in different terms and ways depending on your approval.
✅ No prepayment charges: You can pay your loan at any time without additional costs.
Loan example If you request a loan of GTQ1,000 with a term of 120 days, the costs would be:

* Amount requested: GTQ1,000
* Interest: GTQ510 (51%)
* VAT on interest: GTQ61.20 (12% of GTQ510)
* Total to pay: GTQ1,571.20
* APR: 173.74%

⚠ Important: Take care of your payment capacity. It is recommended that the fee does not exceed 35% of your periodic income. Failure to pay may result in additional costs.
Main features
✅ 100% digital process, without paperwork or visits to branches.
✅ Fast and secure evaluation with automated profile analysis.
✅ Notifications and reminders to manage your payments without stress.
✅ Personalized support to resolve any questions about your loan.
Requirements to apply for a loan
🔹 Be of legal age.
🔹 Have a registered job and a bank account in your name.
🔹 Have a financial history that allows credit evaluation.
Security and Data Protection Solventa complies with the highest standards of security and data protection, ensuring the confidentiality of your personal and financial information.
📌 Download Solventa today and access the financial solution you need, when you need it.