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關於 “MyLoan” 應用程式
“MyLoan”為全港首個借貸手機應該程式,供借貸人及債權者提供一個省時方便的借貸平台;MyLoan網站及MyLoan App內提供全港最少80間財務公司資料任君參考。私人貸款、樓按或各類借貸,只要利用MyLoan,借錢周轉即時變得輕鬆簡單。安裝Myloan App並成功註冊後,可透過手機向不同財務公司申請貸款;而申請貸款獲得批核後,便會立即收到通知,無需四出尋找財務公司借款。

“MyLoan” 三大主要功能
1. 貸款申請:透過手機可直接向心儀財務公司申請貸款
2. 通知提示:申請貸款成功獲得批核後,會即時收到通知
3. 信貸報告:隨時隨地查閱自己的借貸紀錄及供款資料

“MyLoan” 四大貸款類別
1. 私人貸款
2. 樓宇按揭
3. 公司貸款
4. 抵押品貸款

“MyLoan” 六大優點
1. 申請資料及文件App內遞交,無需現身
2. 數百間財務公司任君選擇
3. 貸款到期還款提示
4. 信貸紀錄即時更新
5. 隨時隨地查閱信貸紀錄
6. 生物認證,保障私隱

1. 還款期:最短3個月及最長30個月
2. 實際年利率:不超於《放債人條例》釐定之最高60%
3. 貸款有關費用的參考例子 (因應個別情況將有所變更):
I. 貸款額:HK$10,000
II. 利率:月平息1.1667%
III. 實際年利率:25%
IV. 總期數:12
V. 貸款總利息計算方式:貸款額 X 月平息 X 分期數
HK$10,000 X 1.1667% X 12 = HK$1,400
VI. 總供款額計算方式:貸款額 + 貸款總利息
HK$10,000 + HK$1,400 = HK$11,400
VII. 每月還款金額計算方式:貸款額 / 期數
HK$11,400 / 12 = HK$950
4. 個別財務公司或會收取相關之手續費用,一概以財務公司作最終批核為準。

關於Softmedia Technology Co. Ltd.
Softmedia Technology Co Ltd為一家研發電腦軟件的公司,率先以 Web-based 編寫各類新一代軟件,包括財務借貸系統、美容系統、課程系統、零售系統、貿易系統等等,以專業的態度滿足客戶的需要。隨著平板及手機的應用大增,本公司亦開發手機應用程式配合系統使用,大大提升系統的廣泛性和普及性;甚至安坐家中,或任何地點亦可經網路使用系統。

About the "MyLoan" application
"MyLoan" is the first lending mobile app in Hong Kong, providing a time-saving and convenient lending platform for borrowers and creditors; MyLoan website and MyLoan App provide information on at least 80 financial companies in Hong Kong for your reference. For personal loans, property mortgages or various types of loans, just use MyLoan to instantly make borrowing money easy and simple. After installing the Myloan App and successfully registering, you can apply for loans from different financial companies through your mobile phone; and after the loan application is approved, you will be notified immediately, without having to go out and look for financial companies to borrow money.
No matter where you go, MyLoan is in hand, "loan" is easy! You are waiting!

Three main functions of "MyLoan"
1. Loan application: You can directly apply for a loan from your favorite financial company through your mobile phone
2. Notification reminder: After the loan application is successfully approved, you will receive a notification immediately
3. Credit report: check your loan records and contribution information anytime and anywhere

"MyLoan" four major loan categories
1. Personal loans
2. Mortgage
3. Corporate Loans
4. Collateral loans

Six advantages of "MyLoan"
1. Application materials and documents are submitted in the App, no need to show up
2. Choose from hundreds of financial companies
3. Reminder of loan repayment due
4. Real-time update of credit history
5. Check credit history anytime, anywhere
6. Biometric authentication to protect privacy

Installment loan information
1. Repayment period: minimum 3 months and maximum 30 months
2. The actual annual interest rate: not exceeding the maximum 60% determined by the Money Lenders Ordinance
3. Reference example of loan-related expenses (subject to change according to individual circumstances):
I. Loan amount: HK$10,000
II. Interest rate: monthly flat rate of 1.1667%
III. Effective annual interest rate: 25%
IV. Total number of periods: 12
V. Calculation method of total loan interest: loan amount X monthly flat rate X number of installments
HK$10,000 X 1.1667% X 12 = HK$1,400
VI. Calculation method of total contribution amount: loan amount + total loan interest
HK$10,000 + HK$1,400 = HK$11,400
VII. Calculation method of monthly repayment amount: loan amount / number of periods
HK$11,400 / 12 = HK$950
4. Individual finance companies may charge related processing fees, subject to the final approval of the finance company.

About Softmedia Technology Co. Ltd.
Softmedia Technology Co Ltd is a company that develops computer software. It is the first to write all kinds of new-generation software on Web-based, including financial lending systems, beauty systems, curriculum systems, retail systems, trading systems, etc., to satisfy customers with a professional attitude need. With the rapid increase in tablet and mobile phone applications, the company has also developed mobile phone applications to work with the system, greatly enhancing the system's versatility and popularity; even sitting at home or anywhere can use the system via the Internet.

MyLoan website:
Advice: You have to repay the borrowed money, Mibi Money Intermediary!
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Additional Information

August 31, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Softmedia Technology Co.Ltd.
A1, 9/F, Blk A, Tonic Industrial Centre, 26 Kai Cheung Rd, Kln Bay.
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