Smart Banking

UniCredit Bank Czech Republic and Slovakia, a.s.

About this app

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data.

Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset.

But the application can do many more things!

• Learn about what’s going on in your account after you turn on Push Notifications.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing into the app with the Widget
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in Documents.
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.

How to activate the app?
We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

Ratings and reviews

Worst bank app ever!!! Never go for Unicredit. You can't use templates in repeated payments, you can't copy account numbers or select any text, you simply have to write all the info o the paper and than manually enter all again. If you send the info to your email - email comes without diacriticts letters.. Missing letters in text in 2025.

not sure why the app is keeping growing in size if I noticed nothing that makes it greater after each update. it is a mobile app not desktop one. devs think 2x about your releases

Good app, but not supporting Android themed icons after so many years is a big no go for me.

What’s new

What have we prepared for you in the new version?

• You can now add your card to the Click to Pay service
• We have made a series of improvements