UniCredit mBanking

UniCredit Bank

About this app

You can activate the UniCredit mBanking mobile application services and the mToken services without a branch visit, in case you have valid internetbank services (UniCredit eBanking) credentials. With devices enabling fingerprint scanning, you can easily log into the services, or sign your transactions with biometrics. You can make it easier to approve online card purchases with push notifications.

If you are not already our registered customer you can apply for a Cash loan and you can open one of our attractive bank accounts with or without a debit card.

What services are available in UniCredit mBanking?

Core functions:

• Immediate blocking
• Payment to new beneficiary or using a template
• Request to pay
• Qvik instant payment solutions (QR-code, NFC and deeplink)
• Transfer between own accounts, even with currency conversion
• Checking the status of account balances, loans and savings
• Register, modify and delete secondary IDs
• Bank account opening with or without a debit card
• Apply for a cash loan product
• Activation of bank cards
• Card+ Discount program
• Temporary suspension and unsuspension of debit card
• Bank card limit modification
• ATM cash withdrawal even if you don't have activated bank card up to 150.000 HUF (mCash)
• View PIN of bank cards
• Card registration to Google Pay
• Login and transaction-signing with biometrical identifier
• Managing standing orders (new and existing)
• Creating, deleting, editing direct debit forms
• SEPA transactions
• Scan & Pay
• Term deposit
• Investment modul
• Credit card repayment
• Categorization and analysis of spendings and incomes
• Monthly e-statements
• Push notifications about incoming transactions when money is transferred to your account

mToken functions:

• Two-factor authentication for generating login and transaction authorizing codes for UniCredit eBanking login and transaction signing

Other functions:

• Exchange rates
• ATM & Branch finder

Activating services without visiting branch.

Ratings and reviews

Solid 3. I'm using 2 other banking app, and this is way worse compared to both. The most annoying thing is the list of transactions. Lines jump back and forth in time, there's no way to follow the flow. And if that wasn't enough there're ads between the transactions. It sends a notification if there's any money moving, but doesn't tell you the amount, barely even the direction. Doesn't have dark mode. You can't make contacts who you often work with, just templates with the amount included.

Mostly ok. Since most recent update, app started requiring ptrace (native code debugging), which I normally have disabled on GrapheneOS for security reasons. App crashes showing error: "System error", "UniCredit mBanking mobile application is not running on this Android operating system. Please, check you [sic] device!" Please fix and don't require ptrace. (-1 star)

Transactions are in a confusing random order. You want to see the last thing you spent on? Too bad, here is some banking technical terms from 2 days ago.

What’s new

• Withdrawal/termination from contract
• Click 2 Pay registration
• Minor fixes