UniCredit RO - Mobile Banking

UniCredit Bank Romania

About this app

The mobile application from UniCredit Bank has an intuitive, safe navigation and helps you save time for the things that really matter.

• Do you need quickly a debit card?

Request a virtual one from home page or “Offers” menu. Easy to issue it, easy to close it.

• Do you want to get money back for some of your transactions?

Activate and use offers from ShopSmart cashback program that you may find in “Offers” menu. We have more than 100 partners.

• Do you need to credit your UniCredit account quickly in order to pay contactless using your phone or to pay your monthly rate for your loan?

Access "Add money" icon from Account page, fill in the amount and the card details, and authorize the card transaction as you normally do when making online payments using that card.

• Have you changed your phone number or e-mail address and want to update your contact details in relationship with the Bank?

From "My Profile" menu you can update the phone number, the email address and even upload your ID picture.

• Do you want to stop worrying about bill payment deadlines?

You can activate a Direct Debit mandate from Payments/Utility Payments and the bills will be automatically payed each month from your current account. You can set up a limit or cancel the mandate at any time.

• Do you want to pay contactless with your phone?

Go to Cards/Card Info menu, press the "Add to Google Pay" button, enroll the card and activate the NFC on your phone.

• Did you forgot your card at home and you need to withdraw cash?

All you need to do is access the mCash icon from the Accounts or Card menu (only those with RON currency), specify the amount and generate the code, which you can use at any UniCredit Romania cash withdraw terminal.

• Do you want to pay utility bills?

You can do it directly by scanning the barcode on the invoice, without the necessity to complete any additional details.

• Do you want to block a card or to set its limits?

Tap on the Cards menu, choose the desired card and you have full access to its settings. You can change POS or ATM limits and you can also block/unblock it or decide whether you want to use it for online payments. Anytime, on the spot.

• Do you want to pay back your credit card?

Select the credit card repayment option from either the Payments menu, or from the Cards menu after you previously choose the desired card. You modify the amount, if you want, and sign.

• Do you want to open a term deposit?

Select the option from the Products menu and open the desired term deposit with just a few clicks.

• Do you want to get rid of the digipass?

Activate Mobile Token. The app generates unique passwords for each authentication or transaction authorization you do in Online Banking.

• And much more.

Ratings and reviews

Mistakenly deleted my previous review, but summarized: not all credits displayed, increasing cost almost each month for mobile use, hard to follow payments. It was 2 stars, now is 1 as today I couldn't access the app due to "planned maintenance" (error displayed on login, no warning ahead) and time increasing for restore every hour!

Update: They created an additional bank account that I did not ask for. Started charging monthly fees for that. When confronted they closed the account but did not return the fees. App not working for 3 days in a row due to "planned maintenace". Probably they messed up something. Their systems are very unreliable. Update: they decided to "plan" another 3 days maintenance less than a week after previous one finished. This shows once again how poor and fragile their IT infrastructure really is.

Tot ce mai lipseste ca sa fie experienta unica, ar fi dosarul cu sina! Takes hours to see even a small transfer between your own accounts, or other same bank customers! Waiting for a code sent by the bank by text message takes longer than the code expires! All in all I think 💬 that the best name for the App would have been "anti-banking"! Since the 'Big war on terror' banks are doing policing and law enforcement not banking anymore! Soon they will receive a 'license' to arrest and waterboard!

What’s new

Thank you for using the app! What’s new with this version?

• some small bug fixing and improvements for your overall experience with the app.