4.5
53.8K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Regardless of where you are, m-zaba gives you complete control over your finances.

With m-zaba you can:

• pay bills via m-foto pay
• make payments to the accounts in Croatia and abroad
• easily transfer money with the IziPay service. Recipient’s phone number is all you need.
• check the balances and transfers of accounts, savings, and loans
• obtain an informative calculation of cash and housing loan
• arrange a cash loan, credit card, contracted overdraft
• contract or change a package of products and services
• subsequently divide one-time transactions made with an Individual Mastercard credit card or transactions on the current account in euros into instalments
• find all card information, check PIN’s, manage daily limits and block the card in the event of loss or theft
• receive notifications about received payments
• trade shares in ZB Invest funds and create your investment plan and contract up to five standing orders into investment funds
• trade on world stock exchanges with the ZB Trader Global service.
• pay for parking and take queue number ticket for the queue in the branch office.
Arrange m-zaba in a branch.

SAFETY

Zagrebačka Banka pays special attention to the security of operations performed by mobile banking clients.
• PIN used to access the services is only known by the user and therefore there is no threat of abuse if a mobile device is stolen or lost.
• PIN and account information are not stored in the mobile device, and the entry of PIN is protected by a variable keypad.
• The services that are accessed by entering PIN are automatically blocked if an incorrect PIN is repeatedly entered.
• After a 3-minute period of inactivity, m-zaba automatically logs out the user.
Updated on
Oct 1, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.4
53.6K reviews
Ines Smiljanic
August 19, 2025
Degraded form 5 to 3 stars. In the past year, sometimes I can not complete paymemts. For unknown reason, when I make a payment, it will just not get through. When I press the payment button, nothing happens. So I have to login on laptop to make payment.
1 person found this review helpful
Did you find this helpful?
Zagrebačka banka d.d.
August 20, 2025
Dear Ines, we would kindly ask you to contact our Contact Center at 01/3789 785. Your Zaba
Ellerdine Akm
September 11, 2025
Making payments through m-zaba has become a chore! You often have to enter everything twice because payments don't go through initially for who knows what reason. It used to be great, very user-friendly. Not the case anymore.
Did you find this helpful?
Zagrebačka banka d.d.
September 12, 2025
Dear Ellerdine, we are working on fixing the issue. We will inform you once it has been done. Thank you for your understanding. Your Zaba
Klaudije Radanovic
September 3, 2025
after last update half of the options are not working properly, app is asking to leg me in for anything I would do, looks like something programmed by AI and not tested at all. If there was any other option I would recommend it over this app.
Did you find this helpful?
Zagrebačka banka d.d.
September 3, 2025
Dear Klaudije, we are sorry for the inconvenience you experienced. Please contact us at zaba@unicreditgroup.zaba.hr or +385 1 3773 333. Your Zaba

What’s new

Cross-border instant payments and verification of payee have been introduced. Bug fixes.

App support

Phone number
+38513789785
About the developer
Zagrebacka banka d.d.
direktni-kanali-maloprodaja@unicreditgroup.zaba.hr
Trg bana Josipa Jelacica 10 10000, Zagreb Croatia
+385 99 399 7953