Raya - Digital Bank

3.8
11.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

The digital bank of choice for managing personal and business finances in one account.

As part of the BRI Group, Raya is ready to help you manage your finances easily, safely and comfortably every day.

What are the benefits of using Raya?

At Raya, saving is free
Open an account via cellphone, only 4 minutes
Free monthly admin fees
Free initial deposit and no minimum balance

Practically fulfill various needs
There is Saku Raya for managing finances, starting from monthly budgets, saving to make dreams come true, to saving together with up to 100 friends
Easily separate personal and business finances in one application
Loans up to IDR 25 million at Pinang Flexi, especially for those of you who get paid via Raya or BRI.

Access is wide throughout Indonesia
There are 25 Community Branch Raya spread across Indonesia
Deposit cash at BRI Bank Offices, BRILink Agents and Community Branch Raya
Withdraw cash at Indomaret, BRI ATMs, BRILink Agents and Community Branch Raya

Secure transactions make you comfortable
Smart login, fast and secure with fingerprint or face scan.
Extra Security Features for large nominal transactions.
Layered security using OTP codes and facial verification.

Also get cashback, vouchers and various exciting missions just for you.
What are you waiting for, start #CelebratingEase with Raya! #YourChoiceDigitalBank #BebasinBarengRaya

For more complete information, contact Sapa Raya at:
Contact Center: 1500 494
WhatsApp: 081210000494
Instagram: @bankraya

PT Bank Raya Indonesia Tbk.
BRILLIANT Tower Building
Jl. Gatot Subroto No. 177A, Kel No. RT 009/01, Menteng Dalam, Tebet, South Jakarta, Jakarta 12870.
Updated on
Feb 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Messages
This app may collect these data types
Location
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
11.1K reviews
Indra Nst
January 29, 2026
I could send bigger money than other banks using BI Fast, SKN & BI-RTGS 👍
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Rizki Aulia Rahman
March 9, 2023
Great apps, very user friendly and easy to use.. free of charge if you want to transfer your balance to any banks and if you want to save your money wisely, you can budget it using "saku". it helps me to organize my financial plan
6 people found this review helpful
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Dyah Kardini
December 21, 2022
Easy to use especially for tracking money!! Free monthly administration fees and no minimum balance!!👍 such a good apps and I recommend you to download this!!
9 people found this review helpful
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What’s new

🌙 Raya-kan Ramadhan dengan Hati Tenang & Berkah yang Terencana

Kini berbagi jadi lebih mudah lewat fitur terbaru:
Transaksi Terjadwal untuk Zakat & Donasi 🤲✨

Atur sekali, kebaikan mengalir setiap hari di bulan suci.
Tanpa lupa, tanpa repot — hanya niat baik yang terus berjalan.

Ada juga improvement lainnya biar makin aman & nyaman pakai Raya.

Ps:
Biar transaksi makin nyaman, pastikan tipe HP kamu sudah disupport Raya. Selengkapnya cek di ‘Tentang aplikasi ini’ ya!

App support

About the developer
PT. BANK RAYA INDONESIA TBK
muhammad.fahry@bankraya.co.id
Menara Brilian 16th Floor 177A Jl. Gatot Subroto Kota Administrasi Jakarta Selatan DKI Jakarta 12870 Indonesia
+62 852-9516-5938

More by PT Bank Raya Indonesia Tbk.