BFI Mobile is a credit and loan application with collateral from PT BFI Finance Indonesia Tbk, one of the most trusted finance companies in Indonesia, which has been licensed and supervised by the Financial Services Authority (OJK) and is listed as a Public Company (Open) on the Surabaya Stock Exchange and Stock Exchange. Jakarta Securities (currently the Indonesian Stock Exchange) since 1990 BFI Mobile has been present to provide easy financing services for BFI friends to meet all their needs. Enjoy unlimited benefits and flexibility in transactions using BFI Mobile.
Financing that you can apply for at BFI Mobile:
1. Multipurpose loan with car BPKB guarantee
- Term 6 - 48 months
- Minimum loan IDR 10,000,000 - IDR 2,000,000,000
- Maximum interest rate (APR) 15% per year
- Administration fee IDR 1,000,000 - IDR 7,000,000
- Life Insurance: IDR 500,000 - IDR 4,000,000
- Vehicle Insurance: 2,000,000 - 7,000,000
Calculation Example:
For a loan of IDR 31,504,000 with a term of 12 months, the fees charged are as follows:
a. Admin Fee: IDR 1,023,000
b. Life Insurance: IDR 269,000
c. Vehicle Insurance: IDR 804,000 (TLO facility)
d. Monthly Interest Rate: 9.16%/12 = 0.76%
e. Total Refund: IDR 31,504,000 + IDR 1,023,000 + IDR 269,000 + IDR 804,000 = IDR 33,600,000
f. Monthly Payment Amount: IDR 33,600,000/12 + IDR 33,600,000*0.76% = IDR 3,056,000
*The conditions and simulations above may change at any time in accordance with applicable Company policies.
2. Multipurpose loan with BPKB Motor guarantee
- Term 6 - 24 months
- Minimum loan IDR 1,000,000
- Maximum interest rate (APR) 28% per year
- Administration fee IDR 300,000 - IDR 502,000
- Life Insurance IDR 68,000 - IDR 310,000
Calculation Example:
For a loan of IDR 3,000,000 with a term of 12 months, the fees charged are as follows:
a. Admin Fee: IDR 385,061
b. Life Insurance: IDR 68,000
c. Monthly Interest Rate: 25.52%/12 = 2.12%
e. Total Refund: IDR 3,000,000 + IDR 385,061 + IDR 68,000 = IDR 3,453,061
f. Monthly Payment Amount: IDR 3,453,061/12 + IDR 3,453,061*2.12% = IDR 360,000
*The conditions and simulations above may change at any time in accordance with applicable Company policies.
Other Terms:
-Late fee of 0.5% per day of the installment amount to be paid.
Other Excellent Features on BFI Mobile:
1. Check Loan Application Status - Makes it easier for consumers to check the status of loan applications.
2.Instalment Calculator - Simulate loans and installments according to your needs.
3. Consumer Services - Available via BFI Finance's Live Chat and Customer Care features.
4. Installment Cashback Promo - Enjoy monthly installment discounts, especially for loyal BFI Finance consumers.
Easy Steps to Apply for a Loan:
1. Download the BFI Mobile application.
2. Prepare your personal data and fill in the application form completely and accurately.
3. Asset verification process by the BFI Finance team.
4. Funds enter your account.