Danamas (PT Pasar Dana Pinjaman) is a peer to peer lending that has an operational license from OJK, committing to provide solutions to the problems of productive business, especially micro businesses in improving business performance which is always caused by classic reasons, namely lack of venture capital and complicated requirements to obtain funding from financial institutions.
Danamas provides an effective and efficient solution by connecting lenders and borrowers together directly through an online system that shortens the time and cost thus it can provide maximum returns for lenders and small payments for borrowers.
In this special lenders’ application, Danamas provides many benefits for the users. What are the benefits?
SAFE & GUARANTEED Danamas is the first peer to peer landing that obtain an operational license from the OJK and each loan has been strictly selected by Danamas and protected by credit insurance.
UNTUNG CEPAT lenders are given facilities to fund loans in which the interest is paid directly in advance and the loan term starts from 90 days.
PRACTICAL Investors can do funding anywhere and anytime through the Danamas application
FLEXIBLE Investors are given the choice of funding from various loans in Danamas. There are also other facilities such as purchasing prepaid credit at low prices, mutual fund investments and much more!
Download the Danamas application and get your benefits right away. Danamas, #CepatUntung #UntungCepat
Products that you can fund in Danamas:
Cash Fund Products Amount of Loans: Rp. 1,000,000 - Rp. 7,500,000 (Multiples of Rp. 500,000)
Loan Length: 3 Months (3x installments)
Investors Interest: 14.2% per month
Danamas Admin Fee: 0.75% per month
Service Fee: Rp. 30,000
Insurance Fee: 0.05% of loan
Fines: 1% per day (maximum 14 days)
Simulation: For a loan of Rp 1,000,000 with 3 months tenure, the borrower will receive a disbursement of Rp 953,294 with repayments for 3 months divided into 3 installments each in the amount of Rp 432,178
Farmer's Loan Products Loan Amount: Rp. 7,500,000
Loan Length: 5 Months Investors Interest: 14% per year
Danamas Admin Fee: 2% per year
Insurance Fee: 8% per year
Fines: 0.1% per day
Simulation: For loans of IDR 7,500,000 with 3 months tenure with an interest of 24% p.a. the borrower will receive a disbursement of Rp 6,750,000
Product Reseller Credit Amount of Loan: According to the plafond
Duration of Loans: 3 Months
Investors Interest: 2.4% - 3.2% per year
Danamas Admin Fee: 1% per year
Insurance Fee: 3% per year
Fines: 0.1% per year
Simulation day: For loans of Rp 1,000,000 with 3 months tenure and interest of 6.4% pa the borrower will receive a disbursement of Rp 990,000
Product Breeder Loan Products *
Loan Amount: According to the plafond
Loan Length: 6 Months
Investor Interest: 15% per annum
Insurance Fee: 11% per annum
Penalty: 0.1% per day
Simulation: For loans of Rp 10,000,000 with 6 months tenure and interest of 26% p.a. the borrower will receive a disbursement of Rp 8,700,000
For each loan repayment will be made in accordance with the loan tenor, in the event of default, the repayment of the principal outstanding that has not been paid by the borrower will be made after 90 days have passed from the date of the borrower's obligations.