Flip: Transfer & Cashback

PT Fliptech Lentera Inspirasi Pertiwi

About this app

YOUR DAILY SAVINGS BUDDY
From online shopping to free transfers, save big on every transaction with Flip!

SHOP ONLINE, GET CASHBACK
Get extra cashback when shopping online using Flip Deals! You can receive up to 60% cashback when you shop at Shopee, TikTok Shop, Traveloka, Tiket.com, Agoda, and others.

FREE TRANSFERS TO 100+ BANKS
Transfer money using Flip to BCA, myBCA, BCA mobile, Blu by BCA, BRI, BRIlink, Mandiri, Livin’ by Mandiri, BNI (Wondr), BSI (BYOND), CIMB, Bank Jago, BTN, Muamalat, BTPN, Jenius, Permata, Superbank, Seabank, Bank Saqu, Allobank, and 100+ other banks for free!

SEND MONEY ABROAD, CHEAPER THAN EVER
FREE admin fee for first transaction. You can transfer money from Indonesia to 60+ countries with the best exchange rates & significantly lower fees, starting from IDR 20,000. Cheap transfers from Indonesia to Malaysia, Thailand, Philippines, China, Singapore, South Korea, Australia, Japan, India, United Kingdom, Hong Kong, United States, Turkey, & various other countries.

Transfer from Rupiah to MYR (Malaysian Ringgit), SGD (Singapore Dollar), CNY (Chinese Yuan), THB (Thai Baht), PHP (Philippine Peso), INR (Indian Rupee), all possible with Flip Globe. Transfer funds to e-wallets and international banks such as TNG, GCash, WeChat, Alipay, Momo Pay, PayNow, UPI, Maybank Malaysia, CIMB Malaysia, Bangkok Bank, Kasikom Bank, DBS Singapore, OCBC Singapore, HDFC India bank, ICICI, and others. Flip Globe is an application for sending money abroad besides Topremit, Wise, TransferWise, & Western Union.

LOAN UP TO IDR 100 MILLION - JUST YOUR ID CARD
Selected users can access cash loan offers through Flip's trusted loan referral service. Flip works with licensed lending partners that are registered with and supervised by OJK and affiliated with AFPI.

Why use Flip Pinjam?
- Borrow up to IDR 100,000,000
- Flexible repayment terms from 91-360 days
- Monthly installment plans
- APR ranging from 10.8% to 18% per year
- No collateral required
- Easy application with your KTP
- Fast application and fund disbursement process

Example:
For a loan of IDR 50,000,000 with a 360-day term and 12 monthly installments:
- Monthly interest rate: 0.9% (10.8% APR÷12)
- Monthly interest amount: IDR 50,000,000 * 0.9% = IDR 450,000
- Total interest payable: IDR 50,000,000 * 10.8% = IDR 5,400,000
- Total repayment amount: IDR 50,000,000 + IDR 5,400,000 = IDR 55,400,000
- Monthly installment: IDR 55,400,000 ÷ 12 = IDR 4,616,667

CHEAP PULSA AND DATA PACKAGES, STARTING FROM Rp2000
Top up pulsa and internet packages for Telkomsel, Indosat, XL, by.U, 3 (Three), Smartfren, and AXIS on Flip, guaranteed cheap. Complete price options, freely determine daily, weekly, or monthly packages according to your needs. Want to sell pulsa? You can start selling pulsa from Flip

SAVE MORE E WALLET TOP UP
Love ordering food from GrabFood? Save more top up OVO on Flip!
Often top up GoPay, ShopeePay, & DANA for shopping on Shopee, Tokopedia, TikTok Shop & others? Save more top up GoPay, ShopeePay, & DANA on Flip!

BUY DIGITAL OR PHYSICAL ANTAM GOLD, FREE DELIVERY
Buy digital or physical Antam gold at the best price on Flip. Choose COD or home delivery, guaranteed safe and genuine.

BUY ELECTRIC TOKENS AND PAY BILLS WITH LOWER PRICE
- Buy tokens, pay PLN & PDAM bills
- Pay for internet and cable TV subscriptions
- Pay BPJS Kesehatan bills

CHEAPEST TRAVEL ESIM
Traveling abroad for holidays, business trips, umrah, hajj, study abroad, or transit? Stay connected instantly with Flip Travel eSIM! No need to change physical SIM cards, just buy and activate directly from the Flip app. Prices start from IDR 5,000 with fast and stable internet connection.

EASY PAYMENT WITH QRIS
Pay QRIS by scanning the QRIS code from your balance on Flip

Website: flip.id
Instagram, X, TikTok, Threads: @flip_id

Address: 3rd Floor, Arkadia Green Park Office Tower F, Jl. TB Simatupang Kav. 88, RT 011/RW 003, Kebagusan, Pasar Minggu, South Jakarta 12520, Indonesia

Ratings and reviews

The pops ups are annoying. Two pop ups back to back are too many. Will soon replace the app if they don't get rid of the pop ups. Also loading time to process transfer after inputing notes are too long, anything takes more than 3 seconds are too slow. Fix it.

It is a good app and I get cashback from shopping on marketplaces. BUT, I don't like the new rule in which now I can only use 50% of the coins I got for transaction. It used to be fun before since I can use all the coins, but now no more. Will upgrade to 5 star if I can use 100% of the coins like it was.

Working well to this date, but why the payment countdown appearing on notif bar didn't disappear even after the transfer confirmed and transaction completed? and there's no way to close it either. Also, they decided to have the CS all AI and there's no way to talk to the human CS? and flip deals is scam it didn't give you any cashback even after a week. edit: notification issue has been fixed now

What’s new

It's kinda chic to save on transfer fees
It's kinda chic to play games and get rewarded
It's kinda chic to donate to our brothers & sisters impacted by disasters in NTT & Kalimantan
And you know what else is chic?
Shopping and getting cashback on every single purchase! With Flip Deals, you can get up to 60% cashback every time you shop. In this economy? Very chic (chef's kiss)
Update to the latest version, check out Flip Deals, and keep it chic!