4.8
4.48K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

The Complete Invoicing & Digital Payment Solution for Smart Entrepreneurs

Paper.id is the Smart Business Solution for you who want to run your business more efficiently and strategically.
 With financial process automation, you can now focus on what matters most: growing your business.

With Paper.id, you can:
- Automate the processes of invoicing, payments, reconciliation, and financial reporting

- Turn your credit card into a productive tool to extend payment terms and maintain healthy cash flow

- Access business capital through credit card-based financing to support business growth


Trusted by more than 600,000 business owners in Indonesia, Paper.id collaborates with partners licensed by Bank Indonesia and supervised by the Financial Services Authority (OJK), and is supported by leading bank and payment networks.
It’s time to manage your business finances more smartly, securely, and efficiently with Paper.id.

Paper.id’s Main Features
1. Digital Invoicing
- Paper.id allows you to create online invoices for free in 3 minutes. Choose professional invoice templates to design invoices that suit your business needs.
- Digital invoice comes with a payment link and can be instantly shared through WhatsApp, SMS, and email.
- With PERURI  official e-stamps, you can ensure the legality of every invoice created in an easy and practical way.

2. Business Payments
- Access more than 30 invoice payment methods, including credit cards and installments without the need for an EDC machine, as well as bank transfers, QRIS, Virtual Accounts, and marketplaces (Tokopedia, Shopee, Blibli).
- All payments are directly connected to the online invoicing system, enabling automatic and real-time reconciliation.

3. Business Financing
Get quick access to business financing through various types of business credit cards:
- Paper Horizon Card
A virtual business credit card to help you manage your business expenses more easily. Issue cards for each division or team in your company, set budgets freely, track transactions transparently in real time, and enjoy cashback on every transaction.



- Paper Pioneer Card
The credit card that gets your Capital Ready for Skyrocketing Business with a limit of up to Rp100 million and cashback on every transaction..



- PAPERCARD
Collaborating with BRI and  Visa’s network, is Indonesia’s first business credit card that combines business and personal benefits with GarudaMiles and cashback rewards.

Other Features
- Automatic Invoice Reminders
Eliminates the need to manually remind business partners about invoice payments. Simply set the invoice due date and preferred reminder date, and Paper.id will handle automatic billing for you.


- Beginner-Friendly Financial Reports
Every invoice transaction made through Paper.id is automatically recorded and presented in easy-to-understand financial reports, making it accessible even for beginner entrepreneurs.


- ERP Integration
Paper.id can be integrated with your existing ERP system, adapting its features to meet your business needs. The Enterprise Solution includes OCR (Optical Character Recognition) for automatic conversion of hardcopy invoices into softcopy, three-way matching, and many other advanced capabilities.

Paper.id is ISO 27001 certified, and trusted by major businesses in Indonesia, including Kopi Kenangan, J&T Cargo, PT Catur Sentosa Adiprana (Mitra10), and many more.

Your feedback is valuable to us. If you have any questions, feel free to contact us at support@paper.id.

Website: https://paper.id/
Facebook: https://www.facebook.com/paperindonesia 
Instagram: https://www.instagram.com/paperindonesia 
LinkedIn: https://www.linkedin.com/company/paper-id 
YouTube: https://www.youtube.com/c/Paperid
Updated on
Dec 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.8
4.38K reviews
Andi Santoso
October 5, 2025
There's an issue where a sales order/invoice with discount in Rupiah cannot be created. please fix
Paper.id Invoice, Accounting & Inventory
October 7, 2025
Hai Kak Andi Santoso , terima kasih atas kritik dan saran yang kamu berikan. Kritik dan saran ini sangat berarti bagi Paper.id. Selanjutnya masukan dari kamu akan kami sampaikan ke tim terkait. Bila ada pertanyaan seputar Paper.id, Tim Customer Success Paper.id siap membantu kebutuhan kamu via kanal Live Chat atau email ke support@paper.id.
muhibun syairoji
July 25, 2025
I was using paper.id since 2020. This apps really helpfull for my small business. Fiturnya lengkap - tapi simpel. Thankyou paper.
1 person found this review helpful
Paper.id Invoice, Accounting & Inventory
July 28, 2025
Hai Kak muhibun syairoji , terima kasih atas penilaian dan kepercayaan kamu menggunakan Paper.id. Senang bisa membantu bisnis kamu dan sukses selalu untuk bisnisnya Kak :)
Yudi Hermawan
February 22, 2025
This app used to be good, and I used it often. Now, so many bugs. Invoices that can not be deleted, appearing as an overdue, slow loading, etc. Really frustating and leads to miscalculation on the finance. Decided to move to another app.
4 people found this review helpful
Paper.id Invoice, Accounting & Inventory
February 24, 2025
Hai Kak Yudi Hermawan , Sorry for the inconvenience. Please inform us of the problem you are experiencing via Live Chat or email to support@paper.id, Paper.id Customer Success Team is ready to assist you with your needs around Paper.id.

App support

Phone number
+6282117679137
About the developer
PT. PAKAR DIGITAL GLOBAL
support@paper.id
Jl. Sunter Garden Raya No. 5D Kel. Sunter Agung, Kec. Tanjung Priok Kota Administrasi Jakarta Utara DKI Jakarta 14350 Indonesia
+62 852-1952-6186

Similar apps