JANUSA E-KOPERASI is a standard banking application in carrying out the Lakupandai program (financial services without branch offices in the context of financial inclusion). In addition to savings and loan services, Janusa as a service cooperative also provides a variety of products and services. Here are the features:
BALANCE CHECK
You can check your balance in REAL-TIME! Wherever you are, whenever you need it, your balance will always be displayed fresh on the phone screen.
SAVE / WITHDRAW SAVINGS
Saving or taking savings in cooperatives is even easier with SYMBIOSIS. Just one tap, the collector team will contact you immediately. No need to worry about your transactions not being registered, because transactions through SIMBIOSIS are based on REAL-TIME TRANSACTIONS and you can see them right away.
TRANSFER
Fund transfer services between cooperative members and throughout Bank Indonesia.
PPOB
Payment and Purchase Transaction Services. Pay monthly bills, for example PLN, PDAM, TELKOM, BPJS, purchase credit, vouchers, electricity tokens and so on.
LOAN
Apply for your loan via your mobile! Need an emergency fund? Home renovation costs? Childbirth costs? Cost of education? Or other costs, apply for a loan via your mobile screen.
ACCOUNTANCY
The back office process becomes easier and faster with the front office and back office integration pattern from SIMBIOSIS. You no longer need to wait for the collection team's recap results because transactions are automatically recorded in the system.
Welcome to join Janusa, enjoy and take advantage of all services and features to improve prosperity together