Bajaj MARKETS: Loan, Card, UPI

Bajaj Finserv MARKETS

About this app

Welcome to the all-new avatar of the Bajaj MARKETS App! The promise of a financial marketplace for all your needs, now powered by the leading partners in the country.

Get a Personal Loan, Business Loan, Home Loan from our Bajaj Finance, Fullerton India, LendingKart, PNB Housing Finance, Prefr Partners, Paysense Partners & NeoGrowth Credit. Apply for Credit Cards from Axis Bank, SBI Cards, Citibank or Bajaj Finserv RBL Credit Card & get joining benefits with all! Buy Health Insurance, Term Insurance or Motor Insurance from Bajaj Allianz General Insurance, Bajaj Allianz Life Insurance, Acko & Aditya Birla Health Insurance. Invest in Mutual Funds, Bajaj Finance Fixed Deposit or NPS! Explore No Cost EMI shopping on EMI Store! Earn rewards the new way as MARKETS Cash!

✅ LOANS
Looking for a Personal Loan with pre-approved offers & quick disbursals? Apply for an Instant Personal Loan with the best interest rates & easy repayment options! Know about PMAY scheme before applying for Home Loan. Bajaj MARKETS app is the destination of choice for your Personal Loan or Business Loan.

Personal Loan
Personal loans up to ₹25 Lakhs, repayment within 12 to 60 months & interest rates starting @ 12%. Bajaj Finserv offers personal loans with great features and benefits, such as:
• Get Zero Collateral, Minimal Paperwork Loans with APRs ranging between 12% to 26% for medical emergencies, funding your wedding or vacation
• Apply for instant personal loan & get 3-minute approvals & 24-hours disbursal after checking your CIBIL Score
• Get an easy instant loan if you are an Indian citizen between 23-58 years of age

Business Loan
Apply for hassle-free business loans with easy-to-apply steps given on the Bajaj Finance loan app.

CIBIL Score
Unlock FREE Credit Report to check your CIBIL Score & loan eligibility in minutes! Get personalized insights to improve Credit Score.

Lending partners (NBFC): Bajaj Finance, Fullerton India, LendingKart

✅ CARDS
Credit Card
Choose from a wide range of online credit cards. Get joining rewards, easy EMI conversion & discounts at partner outlets.

EMI Card
Link your Bajaj Finserv EMI Network Card on Bajaj MARKETS App. Check card limit & make cashless payments with your Bajaj EMI Card. Shop at Bajaj MARKETS EMI Store at No Cost EMI with the Bajaj Finserv EMI Card!

✅ INSURANCE
Health Insurance, Term Insurance, Car Insurance or Bike Insurance – buy your tailor-made plan at affordable premiums!
With Health Insurance, get cashless facility at multiple partner hospitals. Enjoy no-claim benefits & 24x7 roadside assistance with Motor Insurance. Protect your life & get tax benefits with Term Insurance. Know about the PMJAY policy to avail its benefits!

✅ INVESTMENTS
Make investments simpler with Bajaj MARKETS App! Explore more tax-saving products with Fixed Deposit, NPS! Calculate FD returns using FD calculator.

✅ EMI Store
Start with No Cost EMI & 0 Down Payment shopping with your Bajaj Finserv EMI Card on Bajaj MARKETS EMI Store! Pick from 70K+ electronic & lifestyle products to avail same day delivery, discounts & cashbacks!

✅ MARKETS PAY UPI
Go cashless with Bajaj MARKETS UPI Payment App! Scan QR Codes & make secure UPI payments! Pay Electricity, Gas, DTH & Mobile Bills and Insurance premiums with MARKETS Pay & stand to earn MARKETS Cash!

✅ MARKETS MONEY MANAGER
Manage your monthly budgets, track expenses & improve spending habits with MARKETS Money Manager.

✅ MARKETS Cash
Get Rewards on the go. Make transactions, pay bills & more to collect MARKETS Cash. Redeem as Cash or Digital Gold.

How is your loan calculated?
Consider a salaried person gets a personal loan of ₹1,00,000 at an interest rate of 14% with a processing fee of ₹2250 for a tenure of 60 months, then interest is calculated as:
Loan amount: ₹1,00,000
Interest Rate: 14% per annum
Tenure: 60 months
Total Interest Payable: ₹39,609
Equated Monthly Instalments (EMI): ₹2,326 per month

Calculate your Monthly EMIs using EMI Calculator.

Ratings and reviews

Every alternate day I receive message from Bajaj that I have pre-approved loan and credit card offer and when I check the offer using a link provided in the message. At the end, I get same message that "Unfortunately, currently we are unable to process your request". Kindly update your backend system/process. Don't send pre-approved kind of messages to the customer.

Very confusing App. If I visit to check my credit balance also, he app presume that I am searching for loan. Don't know what impact it has on my CIBIL score! Sends unrealistic offers to your mobile, duping customer. Very bad experience

Worst app. When I searched for washing machine in e cart then it was showing very less price like 24k something then when I proceed further then, it shows 42k+. That's how it's completely fraud. So gonna uninstall it.