Credy - Fast Online Instant Personal Loan App


Credy offers a fast and hassle-free instant personal loans online with an easy paperless process & reliable customer service. From your kid's school education to medical emergencies to refinancing credit card bill - we provide instant loans for all your life needs. Get instant loan approval for your personal loan from Rs 10,000 up to Rs 1 lakh. Use our mobile app to track your loan application, repayments and to apply for top-up loans or to repay existing loans. Download the Credy personal loan app now!

• Salaried employee earning a minimum monthly income of Rs 15000 per month
• No credit history required
• Currently residing in Bangalore, Chennai, Hyderabad, Mumbai or Pune (only selected pincodes in these cities)
• Documents required: address proof & identity proof (PAN card/Aadhaar card)

How to avail an instant personal loan online from Credy?
• Install Credy instant loan app from the Play Store
• Apply for instant loan online. Finish entire application in 5 minutes
• Submit bank statement for automatic salary verification
• Get real-time decision of loan terms
• Digitally sign agreement
• Residence verification
• Cash disbursal directly to your bank account
• Pay back in easy equivalent monthly instalments
• Repay on time, to get top-up loans and improve your credit score

Why Credy?
• Customized personal loan terms based on your needs and financial situation
• Fast, easy, digitized process with simple steps to get instant personal loan approval
• Affordable, with very reasonable rates.
• No collateral, guarantor, signed photocopies of documents, delays etc
• Transparent updates & loan tracking at every step
• Top up loan, referral bonus, timely payment bonus & sharing bonus
• Great customer service - prompt, helpful & trustworthy
• Approved loan amount directly transferred to bank account

Credy Line
• Pay back EMIs on time and become eligible for instant disbursal of top-up loans to your bank account
• Withdraw money in 30 seconds directly from the app
• No need to keep track of multiple loans and their EMIs. You get a single EMI to pay back for all loans you have withdrawn.

Customer Support
• Regarding issues/suggestions about app: Email us at
• Regarding issues/suggestions about your loan: Email us at
• Want to talk to our executives? Happy to talk to you at 080 4680 5616
• Website:

Our business model, growth & focus to serve you well has been covered by media many times.

• Techcrunch - a world leader in latest technology news:
• Economic Times:
• Inc42:

Data Security & Privacy
We value your data and privacy and use your information solely for providing you with better products & service and to help you manage your finances better. Your data is never shared publicly.

Summary of terms
Interest rate - Typically 1-1.5% of Loan Amount Per Month
Period of repayment - 3 months - 15 months
Maximum interest rate (annualized, on reducing principal): 30%

E.g. Consider a Rs. 50,000 loan with a loan tenure of 9 months at 22% reducing interest rate and 3% processing fee. It will have a monthly EMI of Rs. 6077 and total interest will be Rs 4694 (9.4% of Loan Amount). Processing fee would be Rs 1500 (taxes extra).

Visit us at for personal loan. Download the Credy Instant loan app now to avail
instant loan from Credy, get cash in your bank account in 24 hours!
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What's New

Payment page improvements
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Additional Information

June 5, 2020
Current Version
Requires Android
4.4 and up
Content Rating
Interactive Elements
In-App Purchases
Offered By
2nd Floor, Sailagiri, Behind Looking Good Furniture, Koramangala, Bangalore
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