Credy offers a fast and hassle free personal loan with an easy paperless process & reliable customer service. From kid's school education to medical emergencies to refinancing credit card bill - we provide loans for all your life needs. Get instant approval for your personal loan from Rs 10,000 up to Rs 1 lakh. Use our mobile app to track your loan application, repayments and to apply for top-up loans or to prepay existing loans. Download the Credy personal loan app now!
• Salaried employee earning minimum Rs 15000 per month
• Currently residing in Bangalore, Chennai, Pune or Mumbai (only selected pincodes in these cities)
How it Works
• Get instant decision of loan terms
• Submit bank statement for automatic verification
• Digitally sign agreement
• Residence verification, provide address proof
• Disbursal directly to your bank account
• Repay on time, to get top-up loans and improve your credit score
• Customized personal loan terms based on your needs and financial situation
• Fast, easy, digitized process with simple steps to get instant personal loan approval
• Affordable, with very reasonable rates.
• No collateral, guarantor, signed photocopies of documents, delays etc.
• Transparent updates & loan tracking at every step
• Top up loan, referral bonus, timely payment bonus & sharing bonus
• Great customer service - prompt, helpful & trustworthy
• No more going through lengthy bank loan processes.
• Regarding issues/suggestions about app: Email us at firstname.lastname@example.org
• Regarding issues/suggestions about your loan: Email us at email@example.com
• Want to talk to our executives? Happy to talk to you at 080-3951-2417
• Website: https://www.credy.in
Our business model, growth & focus to serve you well has been covered by media many times.
• Techcrunch - a world leader in latest technology news: https://techcrunch.com/2017/03/15/credy-lending-india/
• Economic Times: http://economictimes.indiatimes.com/small-biz/startups/y-combinator-sees-a-surge-in-indian-startup-applications/articleshow/60999701.cms
• Inc42: https://inc42.com/buzz/y-combinator-winter-2017-batch/
Data Security & Privacy
We value your data and privacy and use your information solely for providing you with better products & service and to help you manage your finances better. Your data is never shared publicly.
Summary of terms
Interest rate - Typically 1-1.5% of Loan Amount Per Month
Loan Duration - 3 - 12 months
E.g. Loan of Rs 50,000 for a duration of 9 months at 22% reducing interest rate and 3% processing fee will have a monthly EMI of Rs. 6077 and total interest will be Rs 4694 (9.4% of Loan Amount). Processing fee would be Rs 1500 (taxes extra).
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