DreamMoney: MF, Gold, FD, Loan

500K+
Downloads
Content rating
Everyone
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About this app

DreamMoney is a simple, secure money app made for India. If you have been thinking, “I should start investing,” or you need quick money when life throws surprises, DreamMoney is the best platform for you.
With DreamMoney, you can ✅ invest in Mutual Funds, 🥇 buy Digital Gold, 🏦 open a Fixed Deposit (FD), and now access 💸 Loans; all in one place. No confusion, no complicated steps. Just a clean, easy experience that helps you manage your money with confidence.

Mutual Funds 📈
On DreamMoney, you can choose between low-risk liquid funds for steady growth and a Silver mutual fund to benefit from rising silver prices, both in a simple, easy flow.
1) Smart Saver (Liquid Fund)
Powered by ICICI Prudential Liquid Fund, a low-risk option that can help you earn better returns than a typical savings account.
Better returns: Aim for up to 6.8% returns*, higher than a typical savings account.
24x7 instant withdrawals: Withdraw anytime, money back in minutes, not days.
Start with just ₹100: Invest daily, monthly, or as a one-time lump sum.
Low risk & regulated: Invests in a SEBI-regulated liquid fund.

2) Silver Mutual Fund 🥈
Want to ride the silver trend? Invest in a Silver Fund and take advantage of rising silver prices.
Rising silver opportunity: Silver has shown strong momentum, up to ~2X growth in the last 6 months*.
High return potential: Track and invest with returns p.a.*.
Withdraw anytime: Exit when you want, easy withdrawals from the app.
Regulated & secure + 0% GST: Regulated & secure investing experience, with 0% GST.

Digital Gold 🥇
With DreamMoney (investment app), you can invest in 24K 99.9% digital gold starting from ₹10. Withdraw anytime.
✨ Start small anytime: Buy digital gold in amounts as low as ₹10, whenever you want.
🔒 100% safe & secure: DreamMoney partners with Augmont (India’s 3rd largest gold refinery). Your gold is safe and always accounted for.
🔁 Buy or sell easily: Buy more gold anytime in the app. When you sell, you can withdraw instantly and get the money in your bank account.

Fixed Deposit 🏦
If you prefer safer, steady savings, FDs are a trusted option.
🤝 Trusted FD partners: FDs from trusted Banks/NBFCs.
✅ Secure with regulated partners: Your financial data is secured by RBI/SEBI-regulated partners.
🔐 Privacy-first & flexible: We don’t store your financial data, and you can withdraw anytime.

Personal Loans* 💸
Need money for an emergency or planned expense? DreamMoney (Loan app) makes borrowing simple, fast, and reliable.
🎯 Pre-qualified offers: Check your eligible loan offer quickly with a simple process.
⚡ Instant disbursal: Get money as early as 20 minutes, straight to your bank account.
🏛️ Trusted partners: Loan will be approved and disbursed by our RBI-regulated lending partner. Our lending partner is: Incred
Repayment Period: 12 - 48 Months*
APR: 16 - 40%*

Example calculation*:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 25% per annum
Processing Fee: ₹5,000 (5%)
GST on Processing Fee: ₹900
Total Interest: ₹14,053
EMI: ₹9,504
Amount Disbursed: ₹94,100
Total Repayment Amount: ₹1,14,053

*Note: These numbers are for representation purposes only. The final interest rate & APR will depend on the customer’s credit assessment, as decided by our Lending Partner(s).

Why choose DreamMoney? ⭐
DreamMoney comes from the same user-first approach that made Dream11 India’s #1 fantasy sports platform. With over 250 million Dream11 users trusting the ecosystem, we know how to build products that feel reliable, smooth, and secure.
👥 Made for everyday users: Easy interface, simple flows, and no heavy finance language.
📲 All-in-one: Mutual Funds + Digital Gold + Fixed Deposits + Loans, no need for multiple apps.
🛡️ Secure & trustworthy: Built with strong safety practices to protect your account.
If you’re ready to move beyond “I’ll start someday,” DreamMoney is a simple and safe place to begin ✅
Updated on
Apr 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Smoother Lending & Mutual Funds experiences. New & improved Mutual Funds Return Calculator. Account Aggregator (AA) journey has been discontinued.