Kharcha is a simple expense tracker for daily expenses. I created it after I used quite a few expense trackers & found them to be overly complex.
I wanted a no frills expense tracker -- something which is plain & simple. No complex goal settings, money sources etc. Just plain simple add expense, date, expense done on what & paid through. No complex charts/graphs or reporting. Just simple expense reports that you can use [ You can swipe left-right to go to different reports, apart from choosing the desired report from drop down].
Few of the expense trackers I tried wanted too many permissions on phone. I don't understand why an expense tracker should have access to my contact list, dial numbers, read SMS, or ask me to register with email etc.
Keeping that in mind, Kharcha requires ONLY ONE permission on your phone: Write to your SD card/Storage. This is needed to export your expenses as a .csv file.
Apart from above, NO other permissions are needed permissions on your phone because Kharcha does not send any data to any place or has access to any information on your phone.
Kharcha expense tracker will be very good for people who prefer simplicity over complex features. Especially markets like India where for example say housewives & people from tier-II/III cities are starting to use smartphones & mobile apps
Usage -- as easy as saying 1 - 2:
Step #1: Setup your own categories for expense types. (For example: Utilities & Bills, Monthly Provisions, Shopping & Eating Out...)
Step #2: Start adding expenses. That's it.
#1 : In case you need to delete an expense, you can do so from the Summary Report view by long pressing expense details
#2: You can edit/delete expense categories. Long press a category name and the option to delete will appear. (Category will get deleted if there are no expenses associated with it.)
You can use the various easy to use simple reports to see your expense history & at any time add more categories.
You can export your expense data as a .csv file anytime you wish. It will be stored as "MyKharcha.csv" in your phone storage.
If you like the app, please rate & write a review of the same here.