Florence Capital

Hora Credit

About this app

The Florence Capital loan app enables Indian women to borrow money in an instant, without ever leaving their
homes! Cut through complicated paperwork, long lines at banks, and much more by opting for a seamless and
secure loan journey with Florence.
In a trusted partnership with RBI authorized and regulated NBFC, Apollo Finvest.

Within 24-hour loan approvals and cash disbursals, get money instantly in your bank account and satisfy your urgent cash needs. New to taking small personal loans? Have zero collateral? No problem! Our all-female customer service team is here to answer all your questions, 7 days a week. Your satisfaction is Florence’s #1 priority.

Let’s redefine what financial freedom means for the new-age Indian woman. Loan Range: ₹25,000 to ₹2,00,000.

Min Period of Repayment: 90 days
Max Period of Repayment: 730 days
󠀥% Min APR: 21.9 per annum
% Max APR: 34 per annum (depending on your credit profile)
Processing Fee: 2-3% (Min Rs 599+GST and Max Rs 2,499+GST)

For example
Loan Amount: Rs. 1,00,000
Tenure: 12 Months
Interest Rate : 25.6% (on Reducing Principal Balance interest calculation)
EMI Amount: Rs 9,534
Total Interest Payable: Rs 9,534 x 12 months - Rs 1,00,000 Principal = Rs 14,408
Processing Fees (incl. GST): Rs 2,360
Disbursed Amount: Rs 1,00,000 - Rs 2,360 = Rs 97,640
Total Amount Payable : Rs 4,680 x 12 months = Rs 1,14,408
Total Cost of the credit = Interest Amount + Processing Fees = Rs 14,408 + Rs 2,360 = Rs 16,768

(These numbers are a hypothetical example to show you a representative sample of a Florence loan. The final interest rate and a processing fee may differ from one borrower to another based on her individual profile)

Key Features
👉 Instant personal loans up to ₹ 2 lakh
👉 Cash transfer to your bank account instantly
👉 Flexible repayment tenure options from 90 to 730 days
👉 No prepayment charges
👉 Minimal processing fee


Eligibility Criteria
✔ Working women
✔ Indian citizens
✔ Above the age of 21 years
✔ Minimum take-home salary: ₹12K per month


Documents Required
Florence Capital is one of the most user-friendly instant loan apps in India. So, submit KYC documents to avail an instant personal loan online.
📑 PAN card
📑 Identity Proof (Aadhar card/VoterID/Driving License)
📑 Salary Account Bank Statement


📲 How does Florence Capital Work?
Our 5-step application process is fast, simple, and secure. All you have to do is:
Download the app and select your loan amount.
Fill in your details and upload KYC documents.
You will be notified as soon as your loan is approved.
Select your repayment option.
Sit back and relax - cash in your bank account in a flash.



⭐️ Why Choose Florence Capital for Instant Personal Loan
Designed exclusively for Indian women. Florence is one of India’s fastest, easiest, safest, and smartest personal loan apps.

👉 Women exclusive
👉 Low-interest rates
👉Full-circle application to repayment on the app
👉 Convenient and affordable EMIs
👉 Same-day loan approval and disbursal
👉 Personalized credit engine friendly to first-time & experienced borrowers
👉 Simple and easy loan application process
👉 Paperless documentation
👉 Hassle-free automated repayments
👉 No pre-closure charges
👉 No hidden charges



🔐 Security & Protection of Privacy
We know the safety and security of data are a key concern for most Indian women. That’s why we have built an all-female customer service and collections team to make sure you never feel harassed or unsafe. Your well-being is our #1 priority. We enforce top-tier security and privacy standards to protect your data. Our app is certified safe & secure and we do not share customer information with any third parties without your consent.
Download the Florence Capital app now to get hassle-free credit.