Instant Credit Card GalaxyCard

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About this app

GalaxyCard is the only Shop Now Pay Later App that gives you Instant credit cards in just 3 minutes. From golgappas to mobile phones you can buy anything with the ₹25,000 credit limit. GalaxyCard gives you interest-free credit cards for 45 days on your credit score. You can convert your bills into convertible EMIs.

Use the GalaxyCard credit limit at any store that accepts UPI, or recharge mobile or DTH. Shop and Pay later using the credit app GalaxyCard.

How to Get a Credit Limit of ₹25,000 in 3 Minutes and Improve Your Credit Score?

Download GalaxyCard
Add your PAN and Aadhaar
Use your instant credit limit
Refer and win rewards on the app

When do I have to repay?

Your credit cycle is from 1st to 31st of the month. This means that whatever you spend using GalaxyCard from 1st to 31st, you will have to pay by the 15th of next month.

.What is a GalaxyCard?
GalaxyCard works similar to a credit card and even better. No hassle or long queues at banks, no extra paperwork. Just with a few clicks, you can avail of instant credit. No more keeping your wishes on the list. Get started with just your PAN and Aadhar and get an instant credit limit. Once your credit card is approved you will see your credit limit on the screen.

What Features Does GalaxyCard Provide as a Credit app?

Free Credit Score

Are you aware of your credit score? A good credit score makes sure that you are eligible to get a credit card and avoid financial stress. You can pay easily on our app and remove any stress about disturbing your credit score

Buy Now, Pay Later

Enjoy a seamless shopping experience with the Buy Now, Pay Later policy. Just app for your credit card and do any type of online transaction and pay all your bills online without worrying about credit. Use GalaxyCard at any shop that accepts UPI payments!

Pay Through UPI

With GalaxyCard you can scan UPI QR codes anywhere, anytime you want for whatever you want to buy. Pay easily using GalaxyCard credit and repay it back within 45 days to not mess up your Credit score.

Joining Fee or Interest

GalaxyCard does not have any kind of joining fee or annual fee. We give you credit with absolutely 0% interest. Use your credit app everywhere. That is why it is better than other cards!

Is it a Personal Loan App?
Personal Loan App charges interest from the day you borrow money from them. But GalaxyCard is not a personal loan app and gives you interest-free money for up to 45 days!

How long do I have to wait for approval?
You can get your credit card in just 3 minutes. Everything on the GalaxyCard app is done by our intelligent credit underwriting algorithm. With which applications are processed instantly.

How Long do I need to wait to make a payment?
There is absolutely no wait. You don’t need to wait for 2-3 weeks to get a physical card. Just use it then and there through UPI or scan any QR code.

Will I get a Physical GalaxyCard?
GalaxyCard ensures that your phone is your credit card and you won’t need a physical card at all.

What is the Credit Card APR?
You get credit interest-free for 45 days.

You can know more about GalaxyCard at our website:

Some Important Information

Min. period for repayment: 15 Days (If you transact on the last day of the billing cycle)
Max period for repayment: 45 days (If you transact on the first day of the billing cycle) Maximum APR: 42.48%
Other fees and charges

GalaxyCard is compliant with all rules and guidelines of the Reserve Bank of India (RBI) and discloses all its charges, Terms of service and follows a Fair Practice Code as suggested by the RBI
Updated on
Jan 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
Data can’t be deleted