Kiwi - UPI & Credit Card App

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Everyone
5M+
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About this app

🚀 Introducing Kiwi - The Future of Digital Payments With UPI on Credit Card 🚀

Kiwi is at the forefront of the digital payment revolution in India, offering an innovative UPI payment app that merges the convenience of UPI with the benefits of a rewards-based credit card. As a leading UPI app in India, this unique online payment app provides users with the ability to get exciting cashback on every transaction made via the UPI RuPay network. From everyday shopping and utility payments to credit card bill payments, Kiwi simplifies every transaction with a seamless and secure experience.
Why does Kiwi stand out?

✅ Lifetime Free RuPay Credit Card: Get a lifetime free RuPay credit card with real cashback & exclusive rewards on every transaction.
✅ Seamless UPI Payments: Use your RuPay Credit Card anywhere and everywhere with the ease of UPI - an effortless UPI credit card experience in India.
✅ Instant Virtual Credit Card Access: Step into the future with Kiwi. Instant issuance means it's ready to use right away.
✅ Cashback UPI App: Enjoy 1.5% cashback on all scan and pay transactions, making every payment more rewarding.
✅ Comprehensive Credit Card Management: Manage your card directly from the app - check statements, repay, block your card, and more - all in one place.
✅ 100% Transparency: Enjoy the clarity of no hidden fees. Kiwi promises zero joining and annual fees, revolutionising credit card payments on UPI

Experience the full spectrum of payment features with Kiwi

🔹 All-in-One Payment Solution: From getting your card to transactions and rewards, Kiwi is your one-stop credit card app for managing your credit seamlessly.

● Card Application: Kiwi makes it effortless to apply for a lifetime free RuPay credit card. The app provides an easy & fast way to start your credit journey with a quick, paperless application process.
● Card Management: Kiwi is your one-stop app for everything related to managing your credit card. You can check your card details, view your credit limit and available balance, manage and repay your card, and keep track of payment due dates — all from one credit card app.
● Transactions: Kiwi simplifies the process of making transactions, allowing you to seamlessly use your UPI credit card for all purchases, big or small. The app provides real-time transaction updates to easily monitor your spending from small lifestyle expenses to major purchases.
● Rewards Program: Kiwi is a cashback app that understands every transaction should be rewarding. With its integrated rewards program, you earn kiwis every time you use your credit card on Kiwi. The app keeps track of your rewards, making it easy for you to redeem them for exciting offers, discounts, or even cashback.
● Repayment Management: Managing your credit card payments has never been easier. Kiwi offers features to help you track your outstanding balances, due dates, and minimum payments.
● Security: Kiwi prioritises the security of your financial information. The app utilises state-of-the-art encryption and security measures to protect your data, giving you complete peace of mind.

🌟 Discover the Kiwi Difference! 🌟
Kiwi transcends the ordinary UPI payment app. Among UPI apps in India, it offers a comprehensive financial ecosystem with a lifetime free RuPay credit card and significant cashback & rewards. Enjoy up to 50 days interest-free period on credit card payments with Kiwi as your trusted financial partner.
UPI Payment app with no cost RuPay card, scan & pay, cashback & rewards today!
Updated on
Sep 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 3 others
  • This app may collect these data types
    App info and performance and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Dear Diary,

Today I updated my Kiwi app.

Sent Mum a gift card for the vase I broke.

Got myself a washing machine. No-cost EMI aa gaya hai na. On everything!
Also, Banku can’t fool me anymore in the name of tuition fees. His college is now added to tutors list, payment goes directly, and I save on the convenience fee.

I may have run a 5K inside the office just to get these updates out faster. For everyone. And yes, also for myself.

Ab aayega maza,
Dev Loper
Content rating
Everyone
Users Interact
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App support

About the developer
GOKIWI TECH PRIVATE LIMITED
arpit.johri@gokiwi.in
Ground Floor, 1608, Urban Vault 7th Cross, Sector 1, HSR Layout Bengaluru, Karnataka 560102 India
+91 77956 21505