We identify underserved credit markets in urban India with least origination costs, loss rates and stand-alone operational costs. We generate loan portfolios in these spaces while working with NBFCs and arrange opportune financing structures.
We are sowing the seeds for proliferation of digital credit by harnessing mobile data for the underserved market. Technology has changed lives of billions across planet but it hasn't touched families in the lower-income group.
Why Inkredo needs the following permissions:
*CAMERA Explanation: To capture documents in real time
* WRITE_EXTERNAL_STORAGE & READ_EXTERNAL_STORAGE Explanation: Required to store images like cancelled cheque, PAN, etc from the camera so that we can identify you as a bankable individual
* READ_SMS Explanation: To understand the transactions associated with your phone number so that we can determine your recurring expenses in order to reduce any liability arising out of oversubscribing you with a loan.