OkCredit Udhar Bahi Khata

PSI PHI Global Solutions Private Ltd.

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About this app

📱 OkCredit: Simplify transactions, track credit effortlessly. 💼💰

👋 The ultimate Udhaar Khata app for Indian businesses, proudly made in India 🇮🇳. Streamline and manage your business finances effortlessly. Whether you're a small shop owner, run a retail/wholesale business, or offer services, OkCredit is your trusted partner for hassle-free digital bahi khata. Say goodbye to traditional Hisab Kitab/Account Ledger/Credit Ledger books and simplify your operations. 📚🖋️

⭐️ Organize Your Business 📊
OkCredit offers a user-friendly interface to manage GST invoices and non-GST transactions with ease. Keep track of sales, purchases, and expenses in one place. Create digital ledgers for customers and suppliers for accurate record-keeping. 💼📝

⭐️OkLoan ✅💰
Get 100% paperless business loans with Lower interest rates and get up to INR 1,00,000 loan, Repay in Easy Daily Instalments (EDI) within 3-14 months. Low processing fee of 2%.
APR Range - 18%-24%
Example: For Loan amount = ₹100,000 Tenure ~ 13.5 months and Interest rate ~ 19.11% per year, the interest portion will be ₹21500 (100,000*13.5/12*19.11%). The repayment amount including interest will be ₹121,500 which translates into an EDI of ₹300. The processing fee is 2.36% (inclusive of GST). The processing charges will be ₹2360. Disbursed Amount = ₹100,000 - ₹2360 = ₹97,640

Lending Partner (RBI-approved NBFC):
Unity Small Finance Bank https://theunitybank.com/digital-lending.html
Fintree Finance Pvt. Ltd https://fintreefinance.com/
Hindon Mercantile Limitedhttps://mufinfinance.com/
Vivriti Capital Limited https://www.vivriticapital.com/digitalLending.html
Apollo Finvest https://www.apollofinvest.com/list-of-lending-service-providers
Lendbox https://www.lendbox.in/channel-partner-investor

⭐️ GST Billing and Stock Management
Streamline your business with our effortless GST Billing and Inventory Management. Experience the convenience of managing your stock and Creating quick professional bills, Gst Bills or kacha bills.

⭐️ Grow your Business 100x with WhatsApp Marketing 💡
Leverage WhatsApp to boost your business by sharing branded content and enhancing your online presence. Watch your sales grow as you reach more customers. 🚀

⭐ OkNivesh 💰
Unlock higher earnings than a traditional bank Fixed Deposit (FD) with a lucrative 10% annual interest rate. Embark on your savings journey with just INR 1000, and enjoy the flexibility of withdrawing your funds whenever you need.

⭐️ Seamless Payment Reminders ⏰💸
Eliminate payment chasing. OkCredit sends automatic reminders to customers via WhatsApp or SMS, simplifying UPI payments and collections. Ensure steady cash flow with auto-reminders. 💵💪

⭐️ Generate Digital Khata (Ledger) 📲📒
Say farewell to bulky Bahi Khata. Create Digital Khata for customers and suppliers - a convenient, eco-friendly way to manage business relationships. Access all your ledgers anytime, anywhere, on your mobile device. 🌐📱

⭐️ Backup and Data Security 🔒💾
Your business data is securely backed up in the cloud for accessibility on any device. Advanced encryption and security measures protect your information. 🛡️🔒

⭐️ Indian Language Support 🇮🇳🗣️
This App supports 11 Indian languages - Hindi, Marathi, Gujarati, Telugu, Tamil, Kannada, Malayalam, Punjabi, Bengali, Hinglish, and English, ensuring accessibility for all businesses. 🌎🌐

⭐️ Sync Across Multiple Devices 🔄📲
Access your records seamlessly on multiple devices in real time, whether you use a smartphone, tablet, or computer. 🔄💻📱

⭐️ 24/7 Customer Support 📞🤝
Our dedicated customer support team is available 24/7. Contact us on WhatsApp at [phone] or via email at [e-mail]. Visit our website for more information: https://okcredit.in. 🤝🌟

🌟 Join thousands of businesses that have simplified their finances with OkCredit! 💼💰📱

Ratings and reviews

Great app, Save The Frustration of Hisab! But 1 ⭐ is due to the following reason:- What is the most annoying thing for me in the app is less viewable Transactions at a time , only able to see 1 or 2 transactions at a time and had to scroll several times, that's so much frustrating! There should be an option to hide & show the lower options that reduces the transaction page size! If they listen this feedback and implement, I will happily give 5 stars and will surely recommend this app to many!

There is a problem in sending history to the customer on OK Credit App WhatsApp Business because it does not verify the number, it only searches the name, hence the problem. If there is an option of fingerprint in depositing money, it would be a great option to deposit the payment only after using the fingerprint. Please include this feature in your new update. Thanks.

This app is too good because one day I am in a problem and pressure of someone for money then I take a loan to okcredit in only 5 mins. I use this app since 2019 and I love okcredit. but there is a problem I clear our loan amount at 11 nov and want to another loan also try to contact with customer care but can't contact with them and also there is no any option in app to take any type of loan.

What's new

Latest updates include performance improvements & bug fixes. Keep your app updated to enjoy the latest features on our app!