BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI)

About this app

What is BHIM?

BHIM (Bharat Interface for Money) —a UPI payment app developed by the NBSL, a wholly owned subsidiary of National Payments Corporation of India (NPCI).
Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security.
Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.

Get Started in Minutes!

• Download BHIM App & Register using your mobile number
• Ensure your SIM is linked to your bank account (for dual SIM, select the correct one. Also UPI Circle users only need a valid SIM which may or may not be linked to a bank account).
• Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM).
• Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.

🚀 Why Choose BHIM Payments App?

• A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation for all age groups.
• Family Mode – Manage payments for your family in a click!
• Spend Insights – Track and manage your expenses easily with spend analytics.
• UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹1000.
• RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
• Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
• UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
• Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.

Ratings and reviews

The app is good. The redesign in the latest version is a welcome upgrade over the old version. My only gripe is that version 4.0.0 is not yet available on all my devices. 2 of my devices are still stuck at version 3.8.7. Hope that the updates can be rolled out soon.

Finally, some good updates. The UI is better and cleaner than ever and most the the important features are easily accessible but still need some improvements, If the biometric is on then one can only use biometrics and not the pin to open the app this kind of drawback. Second, the UI doesn't respond to the on-device navigation buttons which needs to be fixed.

One basic function of every UPI app is that after the payment, the "transaction complete" page remains active until you cancel it....sometimes you have to wait to show the transaction to the shop vendor because he may be busy....but the app automatically removes the transaction page immediately after the transaction completes....after each transaction, you have to visit the transaction history again to show to the vendor.....i can't believe that developer miss this simple feature...pls, fix it.

What’s new

Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
Grid & List View – Your Home Screen, Your way. Choose between list view or grid view options for easier navigation.