Paisa247 – Personal Loan App

50K+
Downloads
Content rating
Everyone
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About this app

Paisa247 helps users discover and compare personal loan offers from verified and trusted lenders across India. We provide a digital loan comparison platform that enables users to check preliminary eligibility and apply online securely with RBI-registered lending partners.

Lending Partners
Paisa247 is a loan comparison platform that connects borrowers with the following RBI-registered NBFCs and banks:
• Aparampaar Finance Private Limited
• Bhanix Finance & Investment Ltd
• Chinmay Finlease Limited

Loan Terms
• Repayment Period: Minimum 3 months to Maximum 60 months
• Maximum APR: Up to 36% per annum (inclusive of interest, processing fees, and other applicable charges)
• Actual interest rates, fees, and loan terms vary by lender and borrower eligibility

Representative Example
For a personal loan of ₹1,00,000 at an annual interest rate of 24% for a tenure of 24 months:
• Monthly EMI: ₹5,287
• Processing Fee: ₹2,000 (2%)
• Total Interest Payable: ₹26,888
• Total Amount Payable: ₹1,28,888

Actual loan offers, interest rates, EMIs, and fees may vary based on lender policies and borrower credit assessment.

What Paisa247 Does
• Access and compare multiple personal loan offers from RBI-registered lenders
• Preliminary personal loan eligibility check
• View complete transparency on interest rates, EMIs, processing fees, and tenure
• Fully digital, secure, and paperless application process
• Track balance, credit line, and repayment schedules from a single dashboard
• Available for salaried and self-employed individuals
• EMI calculator to help plan repayments effectively

Important Disclosures
• Paisa247 is not a lender and does not issue loans directly.
• Loan approval is not guaranteed and is subject to eligibility checks, credit assessment, and approval by the respective RBI-registered lending partners.
• Interest rates, processing fees, repayment tenure, and loan amounts are determined solely by the lending partner.
• Processing fees, if applicable, vary by lender and borrower profile and are disclosed before loan acceptance.
• Paisa247 does not provide financial advisory services, credit repair, or credit score improvement services.

Regulatory Compliance
All lending partners available on Paisa247 are RBI-registered NBFCs or banks and comply with RBI Digital Lending Guidelines. Paisa247 acts solely as a technology and loan comparison platform and does not participate in lending or credit decision-making.

Data Security & Privacy
Your data is handled securely and in accordance with our Privacy Policy: https://paisa247.in/privacy-policy

Customer Support: support@paisa247.in
Updated on
Feb 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

App support

About the developer
RIGA MARKETPLACE PAISA247 PRIVATE LIMITED
reinis@paisa247.in
WeWork NESCO IT Park, 10th Floor, Building 4 Western Express Highway, Goregaon East Mumbai, Maharashtra 400063 India
+371 25 411 103

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