Z2P is India's First Micro-Lending P2P (Peer to Peer) Platform to give you instant loans. Invest & Lend money at 5% monthly returns at the lowest default rate across India.
- No Collateral
- 24-hour loan approval
- Zero Paperwork. Everything from your mobile app.
- Get loans as less as INR1000
- Get amazing 5% monthly returns (4% + 1% in Lender Protection Fund)
- Lend as less as Rs2000
- IIT Madras originated company
Process for Borrowers to avail a loan:
1) Sign Up
2) Update your profile information to unlock your loan amount.
3) Update more info to increase the loan amount
4) Apply for a loan & get the money in your bank in 24-hours
5) Re-pay the loan on time to increase your loan limit
Process for Lenders:
1) Sign-up and update your profile
2) Pledge an amount to lend
3) We will send you curated loan requests
4) Select a loan request and pay. Keep track of your returns through the app
Our credit analysis is based on
1) Financial Documents asked on the platform.
2) data-syncing from your phone - messages & contacts for financial transactions and social profiling.